信用卡的第一个数字可以用来大致了解供应商:

签证:49、44或47 Visa电子:42、45、48、49 万事达卡:51 美国运通:34 就餐者:30、36、38 JCB: 35

在卡牌范围识别(CRR)中，使用一系列正则表达式或其他硬编码范围的算法的一个缺点是，根据我的经验，bin / iin会随着时间的推移而变化。信用卡的联合品牌是一个持续的复杂问题。不同的购卡商/商家可能会要求你不同地对待同一张卡，这取决于例如地理位置。

Additionally, in the last few years with e.g. UnionPay cards in wider circulation, existing models do not cope with new ranges that sometimes interleave with broader ranges that they supersede. Knowing the geography your system needs to cover may help, as some ranges are restricted to use in particular countries. For example, ranges 62 include some AAA sub-ranges in the US, but if your merchant base is outside the US, you may be able to treat all 62 as UnionPay. You may be also asked to treat a card differently based on merchant location. E.g. to treat certain UK cards as debit domestically, but as credit internationally.

There are very useful set of rules maintained by one major Acquiring Bank. E.g. https://www.barclaycard.co.uk/business/files/BIN-Rules-EIRE.pdf and https://www.barclaycard.co.uk/business/files/BIN-Rules-UK.pdf. (Valid links as of June 2017, thanks to the user who provided a link to updated reference.) But be aware of the caveat that, while these CRR rules may represent the Card Issuing universe as it applies to the merchants acquired by that entity, it does not include e.g. ranges identified as CUP/UPI.

这些注释适用于磁条(MagStripe)或PKE (Pan Key Entry)场景。在ICC/EMV领域，情况又有所不同。

更新:本页上的其他答案(以及链接的维基百科页面)的JCB始终是16长。然而，在我的公司，我们有一个专门的工程师团队，他们在多个银行和地区认证我们的POS设备和软件。这个团队从JCB获得的最新认证卡包，有一个19长PAN的合格案例。

最近我需要这样的功能，我将Zend框架信用卡验证器移植到ruby。 红宝石宝石:https://github.com/Fivell/credit_card_validations zend框架:https://github.com/zendframework/zf2/blob/master/library/Zend/Validator/CreditCard.php

它们都使用INN范围来检测类型。在这里你可以读到关于INN的信息

根据这一点，您可以选择检测信用卡(没有regexp，但声明一些关于前缀和可能长度的规则)

所以我们有关于最常用卡片的下一个规则

########  most used brands #########

    visa: [
        {length: [13, 16], prefixes: ['4']}
    ],
    mastercard: [
        {length: [16], prefixes: ['51', '52', '53', '54', '55']}
    ],

    amex: [
        {length: [15], prefixes: ['34', '37']}
    ],
    ######## other brands ########
    diners: [
        {length: [14], prefixes: ['300', '301', '302', '303', '304', '305', '36', '38']},
    ],

    #There are Diners Club (North America) cards that begin with 5. These are a joint venture between Diners Club and MasterCard, and are processed like a MasterCard
    # will be removed in next major version

    diners_us: [
        {length: [16], prefixes: ['54', '55']}
    ],

    discover: [
        {length: [16], prefixes: ['6011', '644', '645', '646', '647', '648',
                                  '649', '65']}
    ],

    jcb: [
        {length: [16], prefixes: ['3528', '3529', '353', '354', '355', '356', '357', '358', '1800', '2131']}
    ],


    laser: [
        {length: [16, 17, 18, 19], prefixes: ['6304', '6706', '6771']}
    ],

    solo: [
        {length: [16, 18, 19], prefixes: ['6334', '6767']}
    ],

    switch: [
        {length: [16, 18, 19], prefixes: ['633110', '633312', '633304', '633303', '633301', '633300']}

    ],

    maestro: [
        {length: [12, 13, 14, 15, 16, 17, 18, 19], prefixes: ['5010', '5011', '5012', '5013', '5014', '5015', '5016', '5017', '5018',
                                                              '502', '503', '504', '505', '506', '507', '508',
                                                              '6012', '6013', '6014', '6015', '6016', '6017', '6018', '6019',
                                                              '602', '603', '604', '605', '6060',
                                                              '677', '675', '674', '673', '672', '671', '670',
                                                              '6760', '6761', '6762', '6763', '6764', '6765', '6766', '6768', '6769']}
    ],

    # Luhn validation are skipped for union pay cards because they have unknown generation algoritm
    unionpay: [
        {length: [16, 17, 18, 19], prefixes: ['622', '624', '625', '626', '628'], skip_luhn: true}
    ],

    dankrot: [
        {length: [16], prefixes: ['5019']}
    ],

    rupay: [
        {length: [16], prefixes: ['6061', '6062', '6063', '6064', '6065', '6066', '6067', '6068', '6069', '607', '608'], skip_luhn: true}
    ]

}

然后通过搜索前缀和比较长度来检测信用卡品牌。也不要忘记luhn算法(在http://en.wikipedia.org/wiki/Luhn有描述)。

更新

更新的规则列表可以在这里找到https://raw.githubusercontent.com/Fivell/credit_card_validations/master/lib/data/brands.yaml

匹配对应卡供应商的正则表达式规则:

(4\d{12}(?:\d{3})?) (5[1-5]\d{14}) (3[47]\d{13})为美国运通。 ((?: 5020 | 5038 | 6304 | 6579 | 6761) \ d {12} (?: \ \ d) ?)大师。 (3(?:0[0-5]|[68][0-9])[0-9]{11}) (6(?:011|5[0-9]{2})[0-9]{12})用于发现。 (35[2-8][89]\d\d\d{10})

anatoly用PHP回答:

 public static function detectCardType($num)
 {
    $re = array(
        "visa"       => "/^4[0-9]{12}(?:[0-9]{3})?$/",
        "mastercard" => "/^5[1-5][0-9]{14}$/",
        "amex"       => "/^3[47][0-9]{13}$/",
        "discover"   => "/^6(?:011|5[0-9]{2})[0-9]{12}$/",
    );

    if (preg_match($re['visa'],$num))
    {
        return 'visa';
    }
    else if (preg_match($re['mastercard'],$num))
    {
        return 'mastercard';
    }
    else if (preg_match($re['amex'],$num))
    {
        return 'amex';
    }
    else if (preg_match($re['discover'],$num))
    {
        return 'discover';
    }
    else
    {
        return false;
    }
 }

卡号的前六位数字(包括初始信息信息) 数字)被称为发行者识别号码(IIN)。这些 识别向该卡发行该卡的发卡机构 持有人。其余的数字由发卡机构分配。的 卡号的长度是它的位数。许多发卡机构打印 他们卡上的整个IIN和账号。

基于以上事实，我想保留一段JAVA代码来识别卡片品牌。

样卡类型

public static final String AMERICAN_EXPRESS = "American Express";
public static final String DISCOVER = "Discover";
public static final String JCB = "JCB";
public static final String DINERS_CLUB = "Diners Club";
public static final String VISA = "Visa";
public static final String MASTERCARD = "MasterCard";
public static final String UNKNOWN = "Unknown";

卡前缀

// Based on http://en.wikipedia.org/wiki/Bank_card_number#Issuer_identification_number_.28IIN.29
public static final String[] PREFIXES_AMERICAN_EXPRESS = {"34", "37"};
public static final String[] PREFIXES_DISCOVER = {"60", "62", "64", "65"};
public static final String[] PREFIXES_JCB = {"35"};
public static final String[] PREFIXES_DINERS_CLUB = {"300", "301", "302", "303", "304", "305", "309", "36", "38", "39"};
public static final String[] PREFIXES_VISA = {"4"};
public static final String[] PREFIXES_MASTERCARD = {
        "2221", "2222", "2223", "2224", "2225", "2226", "2227", "2228", "2229",
        "223", "224", "225", "226", "227", "228", "229",
        "23", "24", "25", "26",
        "270", "271", "2720",
        "50", "51", "52", "53", "54", "55"
    };

检查输入的数字是否有任何给定的前缀。

public String getBrand(String number) {

String evaluatedType;
if (StripeTextUtils.hasAnyPrefix(number, PREFIXES_AMERICAN_EXPRESS)) {
    evaluatedType = AMERICAN_EXPRESS;
} else if (StripeTextUtils.hasAnyPrefix(number, PREFIXES_DISCOVER)) {
    evaluatedType = DISCOVER;
} else if (StripeTextUtils.hasAnyPrefix(number, PREFIXES_JCB)) {
    evaluatedType = JCB;
} else if (StripeTextUtils.hasAnyPrefix(number, PREFIXES_DINERS_CLUB)) {
    evaluatedType = DINERS_CLUB;
} else if (StripeTextUtils.hasAnyPrefix(number, PREFIXES_VISA)) {
    evaluatedType = VISA;
} else if (StripeTextUtils.hasAnyPrefix(number, PREFIXES_MASTERCARD)) {
    evaluatedType = MASTERCARD;
} else {
    evaluatedType = UNKNOWN;
}
    return evaluatedType;
}

最后，效用方法

/**
  * Check to see if the input number has any of the given prefixes.
  *
  * @param number the number to test
  * @param prefixes the prefixes to test against
  * @return {@code true} if number begins with any of the input prefixes
*/

public static boolean hasAnyPrefix(String number, String... prefixes) {
  if (number == null) {
       return false;
  }
   for (String prefix : prefixes) {
       if (number.startsWith(prefix)) {
       return true;
    }
  }
     return false;
}

参考

条纹卡生成器