在卡牌范围识别(CRR)中，使用一系列正则表达式或其他硬编码范围的算法的一个缺点是，根据我的经验，bin / iin会随着时间的推移而变化。信用卡的联合品牌是一个持续的复杂问题。不同的购卡商/商家可能会要求你不同地对待同一张卡，这取决于例如地理位置。

Additionally, in the last few years with e.g. UnionPay cards in wider circulation, existing models do not cope with new ranges that sometimes interleave with broader ranges that they supersede. Knowing the geography your system needs to cover may help, as some ranges are restricted to use in particular countries. For example, ranges 62 include some AAA sub-ranges in the US, but if your merchant base is outside the US, you may be able to treat all 62 as UnionPay. You may be also asked to treat a card differently based on merchant location. E.g. to treat certain UK cards as debit domestically, but as credit internationally.

There are very useful set of rules maintained by one major Acquiring Bank. E.g. https://www.barclaycard.co.uk/business/files/BIN-Rules-EIRE.pdf and https://www.barclaycard.co.uk/business/files/BIN-Rules-UK.pdf. (Valid links as of June 2017, thanks to the user who provided a link to updated reference.) But be aware of the caveat that, while these CRR rules may represent the Card Issuing universe as it applies to the merchants acquired by that entity, it does not include e.g. ranges identified as CUP/UPI.

这些注释适用于磁条(MagStripe)或PKE (Pan Key Entry)场景。在ICC/EMV领域，情况又有所不同。

更新:本页上的其他答案(以及链接的维基百科页面)的JCB始终是16长。然而，在我的公司，我们有一个专门的工程师团队，他们在多个银行和地区认证我们的POS设备和软件。这个团队从JCB获得的最新认证卡包，有一个19长PAN的合格案例。

这是一个php类函数，通过CCnumber返回CCtype。 此代码不验证卡或不运行Luhn算法仅尝试查找基于本页表的信用卡类型。基本上使用CCnumber长度和CCcard前缀来确定CCcard类型。

<?php
class CreditcardType
{
    public static $creditcardTypes = [
        [
            'Name' => 'American Express',
            'cardLength' => [15],
            'cardPrefix' => ['34', '37'],
        ], [
            'Name' => 'Maestro',
            'cardLength' => [12, 13, 14, 15, 16, 17, 18, 19],
            'cardPrefix' => ['5018', '5020', '5038', '6304', '6759', '6761', '6763'],
        ], [
            'Name' => 'Mastercard',
            'cardLength' => [16],
            'cardPrefix' => ['51', '52', '53', '54', '55'],
        ], [
            'Name' => 'Visa',
            'cardLength' => [13, 16],
            'cardPrefix' => ['4'],
        ], [
            'Name' => 'JCB',
            'cardLength' => [16],
            'cardPrefix' => ['3528', '3529', '353', '354', '355', '356', '357', '358'],
        ], [
            'Name' => 'Discover',
            'cardLength' => [16],
            'cardPrefix' => ['6011', '622126', '622127', '622128', '622129', '62213','62214', '62215', '62216', '62217', '62218', '62219','6222', '6223', '6224', '6225', '6226', '6227', '6228','62290', '62291', '622920', '622921', '622922', '622923','622924', '622925', '644', '645', '646', '647', '648','649', '65'],
        ], [
            'Name' => 'Solo',
            'cardLength' => [16, 18, 19],
            'cardPrefix' => ['6334', '6767'],
        ], [
            'Name' => 'Unionpay',
            'cardLength' => [16, 17, 18, 19],
            'cardPrefix' => ['622126', '622127', '622128', '622129', '62213', '62214','62215', '62216', '62217', '62218', '62219', '6222', '6223','6224', '6225', '6226', '6227', '6228', '62290', '62291','622920', '622921', '622922', '622923', '622924', '622925'],
        ], [
            'Name' => 'Diners Club',
            'cardLength' => [14],
            'cardPrefix' => ['300', '301', '302', '303', '304', '305', '36'],
        ], [
            'Name' => 'Diners Club US',
            'cardLength' => [16],
            'cardPrefix' => ['54', '55'],
        ], [
            'Name' => 'Diners Club Carte Blanche',
            'cardLength' => [14],
            'cardPrefix' => ['300', '305'],
        ], [
            'Name' => 'Laser',
            'cardLength' => [16, 17, 18, 19],
            'cardPrefix' => ['6304', '6706', '6771', '6709'],
        ],
    ];

    public static function getType($CCNumber)
    {
        $CCNumber = trim($CCNumber);
        $type = 'Unknown';
        foreach (CreditcardType::$creditcardTypes as $card) {
            if (! in_array(strlen($CCNumber), $card['cardLength'])) {
                continue;
            }
            $prefixes = '/^(' . implode('|', $card['cardPrefix']) . ')/';
            if (preg_match($prefixes, $CCNumber) == 1) {
                $type = $card['Name'];
                break;
            }
        }
        return $type;
    }
}

public string GetCreditCardType(string CreditCardNumber)
{
    Regex regVisa = new Regex("^4[0-9]{12}(?:[0-9]{3})?$");
    Regex regMaster = new Regex("^5[1-5][0-9]{14}$");
    Regex regExpress = new Regex("^3[47][0-9]{13}$");
    Regex regDiners = new Regex("^3(?:0[0-5]|[68][0-9])[0-9]{11}$");
    Regex regDiscover = new Regex("^6(?:011|5[0-9]{2})[0-9]{12}$");
    Regex regJCB = new Regex("^(?:2131|1800|35\\d{3})\\d{11}$");


    if (regVisa.IsMatch(CreditCardNumber))
        return "VISA";
    else if (regMaster.IsMatch(CreditCardNumber))
        return "MASTER";
    else  if (regExpress.IsMatch(CreditCardNumber))
        return "AEXPRESS";
    else if (regDiners.IsMatch(CreditCardNumber))
        return "DINERS";
    else if (regDiscover.IsMatch(CreditCardNumber))
        return "DISCOVERS";
    else if (regJCB.IsMatch(CreditCardNumber))
        return "JCB";
    else
        return "invalid";
}

下面是使用Regex, c#检查信用卡类型的函数

匹配对应卡供应商的正则表达式规则:

(4\d{12}(?:\d{3})?) (5[1-5]\d{14}) (3[47]\d{13})为美国运通。 ((?: 5020 | 5038 | 6304 | 6579 | 6761) \ d {12} (?: \ \ d) ?)大师。 (3(?:0[0-5]|[68][0-9])[0-9]{11}) (6(?:011|5[0-9]{2})[0-9]{12})用于发现。 (35[2-8][89]\d\d\d{10})

在卡牌范围识别(CRR)中，使用一系列正则表达式或其他硬编码范围的算法的一个缺点是，根据我的经验，bin / iin会随着时间的推移而变化。信用卡的联合品牌是一个持续的复杂问题。不同的购卡商/商家可能会要求你不同地对待同一张卡，这取决于例如地理位置。

Additionally, in the last few years with e.g. UnionPay cards in wider circulation, existing models do not cope with new ranges that sometimes interleave with broader ranges that they supersede. Knowing the geography your system needs to cover may help, as some ranges are restricted to use in particular countries. For example, ranges 62 include some AAA sub-ranges in the US, but if your merchant base is outside the US, you may be able to treat all 62 as UnionPay. You may be also asked to treat a card differently based on merchant location. E.g. to treat certain UK cards as debit domestically, but as credit internationally.

There are very useful set of rules maintained by one major Acquiring Bank. E.g. https://www.barclaycard.co.uk/business/files/BIN-Rules-EIRE.pdf and https://www.barclaycard.co.uk/business/files/BIN-Rules-UK.pdf. (Valid links as of June 2017, thanks to the user who provided a link to updated reference.) But be aware of the caveat that, while these CRR rules may represent the Card Issuing universe as it applies to the merchants acquired by that entity, it does not include e.g. ranges identified as CUP/UPI.

这些注释适用于磁条(MagStripe)或PKE (Pan Key Entry)场景。在ICC/EMV领域，情况又有所不同。

更新:本页上的其他答案(以及链接的维基百科页面)的JCB始终是16长。然而，在我的公司，我们有一个专门的工程师团队，他们在多个银行和地区认证我们的POS设备和软件。这个团队从JCB获得的最新认证卡包，有一个19长PAN的合格案例。

试试kotlin。添加Regex并添加到when语句中。

private fun getCardType(number: String): String {

        val visa = Regex("^4[0-9]{12}(?:[0-9]{3})?$")
        val mastercard = Regex("^5[1-5][0-9]{14}$")
        val amx = Regex("^3[47][0-9]{13}$")

        return when {
            visa.matches(number) -> "Visa"
            mastercard.matches(number) -> "Mastercard"
            amx.matches(number) -> "American Express"
            else -> "Unknown"
        }
    }