我想知道如何仅根据信用卡的号码来判断信用卡的类型。有谁知道确定可靠的方法吗?


当前回答

这是一个php类函数,通过CCnumber返回CCtype。 此代码不验证卡或不运行Luhn算法仅尝试查找基于本页表的信用卡类型。基本上使用CCnumber长度和CCcard前缀来确定CCcard类型。

<?php
class CreditcardType
{
    public static $creditcardTypes = [
        [
            'Name' => 'American Express',
            'cardLength' => [15],
            'cardPrefix' => ['34', '37'],
        ], [
            'Name' => 'Maestro',
            'cardLength' => [12, 13, 14, 15, 16, 17, 18, 19],
            'cardPrefix' => ['5018', '5020', '5038', '6304', '6759', '6761', '6763'],
        ], [
            'Name' => 'Mastercard',
            'cardLength' => [16],
            'cardPrefix' => ['51', '52', '53', '54', '55'],
        ], [
            'Name' => 'Visa',
            'cardLength' => [13, 16],
            'cardPrefix' => ['4'],
        ], [
            'Name' => 'JCB',
            'cardLength' => [16],
            'cardPrefix' => ['3528', '3529', '353', '354', '355', '356', '357', '358'],
        ], [
            'Name' => 'Discover',
            'cardLength' => [16],
            'cardPrefix' => ['6011', '622126', '622127', '622128', '622129', '62213','62214', '62215', '62216', '62217', '62218', '62219','6222', '6223', '6224', '6225', '6226', '6227', '6228','62290', '62291', '622920', '622921', '622922', '622923','622924', '622925', '644', '645', '646', '647', '648','649', '65'],
        ], [
            'Name' => 'Solo',
            'cardLength' => [16, 18, 19],
            'cardPrefix' => ['6334', '6767'],
        ], [
            'Name' => 'Unionpay',
            'cardLength' => [16, 17, 18, 19],
            'cardPrefix' => ['622126', '622127', '622128', '622129', '62213', '62214','62215', '62216', '62217', '62218', '62219', '6222', '6223','6224', '6225', '6226', '6227', '6228', '62290', '62291','622920', '622921', '622922', '622923', '622924', '622925'],
        ], [
            'Name' => 'Diners Club',
            'cardLength' => [14],
            'cardPrefix' => ['300', '301', '302', '303', '304', '305', '36'],
        ], [
            'Name' => 'Diners Club US',
            'cardLength' => [16],
            'cardPrefix' => ['54', '55'],
        ], [
            'Name' => 'Diners Club Carte Blanche',
            'cardLength' => [14],
            'cardPrefix' => ['300', '305'],
        ], [
            'Name' => 'Laser',
            'cardLength' => [16, 17, 18, 19],
            'cardPrefix' => ['6304', '6706', '6771', '6709'],
        ],
    ];

    public static function getType($CCNumber)
    {
        $CCNumber = trim($CCNumber);
        $type = 'Unknown';
        foreach (CreditcardType::$creditcardTypes as $card) {
            if (! in_array(strlen($CCNumber), $card['cardLength'])) {
                continue;
            }
            $prefixes = '/^(' . implode('|', $card['cardPrefix']) . ')/';
            if (preg_match($prefixes, $CCNumber) == 1) {
                $type = $card['Name'];
                break;
            }
        }
        return $type;
    }
}

其他回答

我用jQuery的解决方案:

function detectCreditCardType() {
    var type = new Array;
    type[1] = '^4[0-9]{12}(?:[0-9]{3})?$';      // visa
    type[2] = '^5[1-5][0-9]{14}$';              // mastercard
    type[3] = '^6(?:011|5[0-9]{2})[0-9]{12}$';  // discover
    type[4] = '^3[47][0-9]{13}$';               // amex

    var ccnum = $('.creditcard').val().replace(/[^\d.]/g, '');
    var returntype = 0;

    $.each(type, function(idx, re) {
        var regex = new RegExp(re);
        if(regex.test(ccnum) && idx>0) {
            returntype = idx;
        }
    });

    return returntype;
}

如果返回0,则未检测到信用卡类型。

“creditcard”类应该添加到creditcard输入字段中。

斯威夫特 5+

extension String {
    
    func isMatch(_ Regex: String) -> Bool {
        
        do {
            let regex = try NSRegularExpression(pattern: Regex)
            let results = regex.matches(in: self, range: NSRange(self.startIndex..., in: self))
            return results.map {
                String(self[Range($0.range, in: self)!])
            }.count > 0
        } catch {
            return false
        }
        
    }
    
    func getCreditCardType() -> String? {
        
        let VISA_Regex = "^4[0-9]{6,}$"
        let MasterCard_Regex = "^5[1-5][0-9]{5,}|222[1-9][0-9]{3,}|22[3-9][0-9]{4,}|2[3-6][0-9]{5,}|27[01][0-9]{4,}|2720[0-9]{3,}$"
        let AmericanExpress_Regex = "^3[47][0-9]{5,}$"
        let DinersClub_Regex = "^3(?:0[0-5]|[68][0-9])[0-9]{4,}$"
        let Discover_Regex = "^6(?:011|5[0-9]{2})[0-9]{3,}$"
        let JCB_Regex = "^(?:2131|1800|35[0-9]{3})[0-9]{3,}$"
        
        if self.isMatch(VISA_Regex) {
            return "VISA"
        } else if self.isMatch(MasterCard_Regex) {
            return "MasterCard"
        } else if self.isMatch(AmericanExpress_Regex) {
            return "AmericanExpress"
        } else if self.isMatch(DinersClub_Regex) {
            return "DinersClub"
        } else if self.isMatch(Discover_Regex) {
            return "Discover"
        } else if self.isMatch(JCB_Regex) {
            return "JCB"
        } else {
            return nil
        }
        
    }
    
}

使用。

"1234123412341234".getCreditCardType()

我搜索了很多信用卡格式和电话号码格式。找到了很多好的提示,但没有一个真正符合我的需求,所以我创建了这段代码。你可以这样使用它:

var sf = smartForm.formatCC(myInputString);
var cardType = sf.cardType;

不要试图检测信用卡类型作为处理支付的一部分。您正在冒着拒绝有效事务的风险。

如果您需要向您的支付处理器提供信息(例如,PayPal信用卡对象需要命名卡类型),那么从可用的最少信息中猜测它,例如。

$credit_card['pan'] = preg_replace('/[^0-9]/', '', $credit_card['pan']);
$inn = (int) mb_substr($credit_card['pan'], 0, 2);

// @see http://en.wikipedia.org/wiki/List_of_Bank_Identification_Numbers#Overview
if ($inn >= 40 && $inn <= 49) {
    $type = 'visa';
} else if ($inn >= 51 && $inn <= 55) {
    $type = 'mastercard';
} else if ($inn >= 60 && $inn <= 65) {
    $type = 'discover';
} else if ($inn >= 34 && $inn <= 37) {
    $type = 'amex';
} else {
    throw new \UnexpectedValueException('Unsupported card type.');
}

这个实现(只使用前两位数字)足以识别所有主要的(在PayPal的情况下是所有受支持的)卡片方案。实际上,您可能希望完全跳过异常,并默认使用最流行的卡片类型。让支付网关/处理器告诉您在响应您的请求时是否存在验证错误。

现实情况是,你的支付网关并不关心你提供的价值。

卡号的前六位数字(包括初始信息信息) 数字)被称为发行者识别号码(IIN)。这些 识别向该卡发行该卡的发卡机构 持有人。其余的数字由发卡机构分配。的 卡号的长度是它的位数。许多发卡机构打印 他们卡上的整个IIN和账号。

基于以上事实,我想保留一段JAVA代码来识别卡片品牌。

样卡类型

public static final String AMERICAN_EXPRESS = "American Express";
public static final String DISCOVER = "Discover";
public static final String JCB = "JCB";
public static final String DINERS_CLUB = "Diners Club";
public static final String VISA = "Visa";
public static final String MASTERCARD = "MasterCard";
public static final String UNKNOWN = "Unknown";

卡前缀

// Based on http://en.wikipedia.org/wiki/Bank_card_number#Issuer_identification_number_.28IIN.29
public static final String[] PREFIXES_AMERICAN_EXPRESS = {"34", "37"};
public static final String[] PREFIXES_DISCOVER = {"60", "62", "64", "65"};
public static final String[] PREFIXES_JCB = {"35"};
public static final String[] PREFIXES_DINERS_CLUB = {"300", "301", "302", "303", "304", "305", "309", "36", "38", "39"};
public static final String[] PREFIXES_VISA = {"4"};
public static final String[] PREFIXES_MASTERCARD = {
        "2221", "2222", "2223", "2224", "2225", "2226", "2227", "2228", "2229",
        "223", "224", "225", "226", "227", "228", "229",
        "23", "24", "25", "26",
        "270", "271", "2720",
        "50", "51", "52", "53", "54", "55"
    };

检查输入的数字是否有任何给定的前缀。

public String getBrand(String number) {

String evaluatedType;
if (StripeTextUtils.hasAnyPrefix(number, PREFIXES_AMERICAN_EXPRESS)) {
    evaluatedType = AMERICAN_EXPRESS;
} else if (StripeTextUtils.hasAnyPrefix(number, PREFIXES_DISCOVER)) {
    evaluatedType = DISCOVER;
} else if (StripeTextUtils.hasAnyPrefix(number, PREFIXES_JCB)) {
    evaluatedType = JCB;
} else if (StripeTextUtils.hasAnyPrefix(number, PREFIXES_DINERS_CLUB)) {
    evaluatedType = DINERS_CLUB;
} else if (StripeTextUtils.hasAnyPrefix(number, PREFIXES_VISA)) {
    evaluatedType = VISA;
} else if (StripeTextUtils.hasAnyPrefix(number, PREFIXES_MASTERCARD)) {
    evaluatedType = MASTERCARD;
} else {
    evaluatedType = UNKNOWN;
}
    return evaluatedType;
}

最后,效用方法

/**
  * Check to see if the input number has any of the given prefixes.
  *
  * @param number the number to test
  * @param prefixes the prefixes to test against
  * @return {@code true} if number begins with any of the input prefixes
*/

public static boolean hasAnyPrefix(String number, String... prefixes) {
  if (number == null) {
       return false;
  }
   for (String prefix : prefixes) {
       if (number.startsWith(prefix)) {
       return true;
    }
  }
     return false;
}

参考

条纹卡生成器