我想知道如何仅根据信用卡的号码来判断信用卡的类型。有谁知道确定可靠的方法吗?


当前回答

匹配对应卡供应商的正则表达式规则:

(4\d{12}(?:\d{3})?) (5[1-5]\d{14}) (3[47]\d{13})为美国运通。 ((?: 5020 | 5038 | 6304 | 6579 | 6761) \ d {12} (?: \ \ d) ?)大师。 (3(?:0[0-5]|[68][0-9])[0-9]{11}) (6(?:011|5[0-9]{2})[0-9]{12})用于发现。 (35[2-8][89]\d\d\d{10})

其他回答

// abobjects.com, parvez ahmad ab bulk mailer
use below script

function isValidCreditCard2(type, ccnum) {
       if (type == "Visa") {
          // Visa: length 16, prefix 4, dashes optional.
          var re = /^4\d{3}?\d{4}?\d{4}?\d{4}$/;
       } else if (type == "MasterCard") {
          // Mastercard: length 16, prefix 51-55, dashes optional.
          var re = /^5[1-5]\d{2}?\d{4}?\d{4}?\d{4}$/;
       } else if (type == "Discover") {
          // Discover: length 16, prefix 6011, dashes optional.
          var re = /^6011?\d{4}?\d{4}?\d{4}$/;
       } else if (type == "AmEx") {
          // American Express: length 15, prefix 34 or 37.
          var re = /^3[4,7]\d{13}$/;
       } else if (type == "Diners") {
          // Diners: length 14, prefix 30, 36, or 38.
          var re = /^3[0,6,8]\d{12}$/;
       }
       if (!re.test(ccnum)) return false;
       return true;
       /*
       // Remove all dashes for the checksum checks to eliminate negative numbers
       ccnum = ccnum.split("-").join("");
       // Checksum ("Mod 10")
       // Add even digits in even length strings or odd digits in odd length strings.
       var checksum = 0;
       for (var i=(2-(ccnum.length % 2)); i<=ccnum.length; i+=2) {
          checksum += parseInt(ccnum.charAt(i-1));
       }
       // Analyze odd digits in even length strings or even digits in odd length strings.
       for (var i=(ccnum.length % 2) + 1; i<ccnum.length; i+=2) {
          var digit = parseInt(ccnum.charAt(i-1)) * 2;
          if (digit < 10) { checksum += digit; } else { checksum += (digit-9); }
       }
       if ((checksum % 10) == 0) return true; else return false;
       */

    }
jQuery.validator.addMethod("isValidCreditCard", function(postalcode, element) { 
    return isValidCreditCard2($("#cardType").val(), $("#cardNum").val()); 

}, "<br>credit card is invalid");


     Type</td>
                                          <td class="text">&nbsp; <form:select path="cardType" cssclass="fields" style="border: 1px solid #D5D5D5;padding: 0px 0px 0px 0px;width: 130px;height: 22px;">
                                              <option value="SELECT">SELECT</option>
                                              <option value="MasterCard">Mastercard</option>
                                              <option value="Visa">Visa</option>
                                               <option value="AmEx">American Express</option>
                                              <option value="Discover">Discover</option>
                                            </form:select> <font color="#FF0000">*</font> 

$("#signupForm").validate({

    rules:{
       companyName:{required: true},
       address1:{required: true},
       city:{required: true},
       state:{required: true},
       zip:{required: true},
       country:{required: true},
       chkAgree:{required: true},
       confPassword:{required: true},
       lastName:{required: true},
       firstName:{required: true},
       ccAddress1:{required: true},
       ccZip:{         
           postalcode : true
       },
       phone:{required: true},
       email:{
           required: true,
           email: true
           },
       userName:{
           required: true,
           minlength: 6
           },
       password:{
           required: true,
           minlength: 6
           },          
       cardNum:{           
            isValidCreditCard : true
       },

信用卡的第一个数字可以用来大致了解供应商:

签证:49、44或47 Visa电子:42、45、48、49 万事达卡:51 美国运通:34 就餐者:30、36、38 JCB: 35

在javascript中:

function detectCardType(number) {
    var re = {
        electron: /^(4026|417500|4405|4508|4844|4913|4917)\d+$/,
        maestro: /^(5018|5020|5038|5612|5893|6304|6759|6761|6762|6763|0604|6390)\d+$/,
        dankort: /^(5019)\d+$/,
        interpayment: /^(636)\d+$/,
        unionpay: /^(62|88)\d+$/,
        visa: /^4[0-9]{12}(?:[0-9]{3})?$/,
        mastercard: /^5[1-5][0-9]{14}$/,
        amex: /^3[47][0-9]{13}$/,
        diners: /^3(?:0[0-5]|[68][0-9])[0-9]{11}$/,
        discover: /^6(?:011|5[0-9]{2})[0-9]{12}$/,
        jcb: /^(?:2131|1800|35\d{3})\d{11}$/
    }

    for(var key in re) {
        if(re[key].test(number)) {
            return key
        }
    }
}

单元测试:

describe('CreditCard', function() {
    describe('#detectCardType', function() {

        var cards = {
            '8800000000000000': 'UNIONPAY',

            '4026000000000000': 'ELECTRON',
            '4175000000000000': 'ELECTRON',
            '4405000000000000': 'ELECTRON',
            '4508000000000000': 'ELECTRON',
            '4844000000000000': 'ELECTRON',
            '4913000000000000': 'ELECTRON',
            '4917000000000000': 'ELECTRON',

            '5019000000000000': 'DANKORT',

            '5018000000000000': 'MAESTRO',
            '5020000000000000': 'MAESTRO',
            '5038000000000000': 'MAESTRO',
            '5612000000000000': 'MAESTRO',
            '5893000000000000': 'MAESTRO',
            '6304000000000000': 'MAESTRO',
            '6759000000000000': 'MAESTRO',
            '6761000000000000': 'MAESTRO',
            '6762000000000000': 'MAESTRO',
            '6763000000000000': 'MAESTRO',
            '0604000000000000': 'MAESTRO',
            '6390000000000000': 'MAESTRO',

            '3528000000000000': 'JCB',
            '3589000000000000': 'JCB',
            '3529000000000000': 'JCB',

            '6360000000000000': 'INTERPAYMENT',

            '4916338506082832': 'VISA',
            '4556015886206505': 'VISA',
            '4539048040151731': 'VISA',
            '4024007198964305': 'VISA',
            '4716175187624512': 'VISA',

            '5280934283171080': 'MASTERCARD',
            '5456060454627409': 'MASTERCARD',
            '5331113404316994': 'MASTERCARD',
            '5259474113320034': 'MASTERCARD',
            '5442179619690834': 'MASTERCARD',

            '6011894492395579': 'DISCOVER',
            '6011388644154687': 'DISCOVER',
            '6011880085013612': 'DISCOVER',
            '6011652795433988': 'DISCOVER',
            '6011375973328347': 'DISCOVER',

            '345936346788903': 'AMEX',
            '377669501013152': 'AMEX',
            '373083634595479': 'AMEX',
            '370710819865268': 'AMEX',
            '371095063560404': 'AMEX'
        };

        Object.keys(cards).forEach(function(number) {
            it('should detect card ' + number + ' as ' + cards[number], function() {
                Basket.detectCardType(number).should.equal(cards[number]);
            });
        });
    });
});

更新日期:2016年6月15日(目前为最终解决方案)

请注意,我甚至放弃投票给一个被投票最多的,但为了明确这些是regexp实际上是有效的,我用数千个真实的BIN代码测试了它。最重要的是使用开始字符串(^),否则在现实世界中会给出错误的结果!

JCB ^(?:2131|1800|35)[0-9]{0,}$开始:2131,1800,35 (3528-3589)

美国运通^3[47][0-9]{0,}$以:34,37开头

大莱卡^ 3(?:0(0-59){1}|[689])[0 - 9]{0}$开头:300 - 305年,309年,36岁,38-39

Visa ^4[0-9]{0,}$以:4开头

万事达卡^(5[1 - 5]| 222(1 - 9)| 22(3 - 9)| 2(3 - 6)| 27[01]| 2720)[0 - 9]{0}$开头:2221 - 2720,51-55

Maestro ^(5[06789]|6)[0-9]{0,}$ Maestro总是在范围内增长:60-69,以/开始,但开始5必须编码为万事达卡。大师卡必须在代码的末尾被检测到,因为其他一些卡的范围在60-69之间。请看代码。

发现^(6011|65|64[4-9]|62212[6-9]|6221[3-9]|622[2-8]|6229[01]|62292[0-5])[0-9]{0,}$发现很难编码,从:6011,622126 - 622925,644 -649,65开始

在javascript中,我使用这个函数。当你把它分配给一个onkeyup事件并尽快给出结果时,这是很好的。

function cc_brand_id(cur_val) {
    // the regular expressions check for possible matches as you type, hence the OR operators based on the number of chars
    // regexp string length {0} provided for soonest detection of beginning of the card numbers this way it could be used for BIN CODE detection also

    //JCB
    jcb_regex = new RegExp('^(?:2131|1800|35)[0-9]{0,}$'); //2131, 1800, 35 (3528-3589)
    // American Express
    amex_regex = new RegExp('^3[47][0-9]{0,}$'); //34, 37
    // Diners Club
    diners_regex = new RegExp('^3(?:0[0-59]{1}|[689])[0-9]{0,}$'); //300-305, 309, 36, 38-39
    // Visa
    visa_regex = new RegExp('^4[0-9]{0,}$'); //4
    // MasterCard
    mastercard_regex = new RegExp('^(5[1-5]|222[1-9]|22[3-9]|2[3-6]|27[01]|2720)[0-9]{0,}$'); //2221-2720, 51-55
    maestro_regex = new RegExp('^(5[06789]|6)[0-9]{0,}$'); //always growing in the range: 60-69, started with / not something else, but starting 5 must be encoded as mastercard anyway
    //Discover
    discover_regex = new RegExp('^(6011|65|64[4-9]|62212[6-9]|6221[3-9]|622[2-8]|6229[01]|62292[0-5])[0-9]{0,}$');
    ////6011, 622126-622925, 644-649, 65


    // get rid of anything but numbers
    cur_val = cur_val.replace(/\D/g, '');

    // checks per each, as their could be multiple hits
    //fix: ordering matter in detection, otherwise can give false results in rare cases
    var sel_brand = "unknown";
    if (cur_val.match(jcb_regex)) {
        sel_brand = "jcb";
    } else if (cur_val.match(amex_regex)) {
        sel_brand = "amex";
    } else if (cur_val.match(diners_regex)) {
        sel_brand = "diners_club";
    } else if (cur_val.match(visa_regex)) {
        sel_brand = "visa";
    } else if (cur_val.match(mastercard_regex)) {
        sel_brand = "mastercard";
    } else if (cur_val.match(discover_regex)) {
        sel_brand = "discover";
    } else if (cur_val.match(maestro_regex)) {
        if (cur_val[0] == '5') { //started 5 must be mastercard
            sel_brand = "mastercard";
        } else {
            sel_brand = "maestro"; //maestro is all 60-69 which is not something else, thats why this condition in the end
        }
    }

    return sel_brand;
}

在这里你可以玩它:

http://jsfiddle.net/upN3L/69/

对于PHP使用这个函数,它也会检测一些子VISA/MC卡:

/**
  * Obtain a brand constant from a PAN
  *
  * @param string $pan               Credit card number
  * @param bool   $include_sub_types Include detection of sub visa brands
  * @return string
  */
public static function getCardBrand($pan, $include_sub_types = false)
{
    //maximum length is not fixed now, there are growing number of CCs has more numbers in length, limiting can give false negatives atm

    //these regexps accept not whole cc numbers too
    //visa
    $visa_regex = "/^4[0-9]{0,}$/";
    $vpreca_regex = "/^428485[0-9]{0,}$/";
    $postepay_regex = "/^(402360|402361|403035|417631|529948){0,}$/";
    $cartasi_regex = "/^(432917|432930|453998)[0-9]{0,}$/";
    $entropay_regex = "/^(406742|410162|431380|459061|533844|522093)[0-9]{0,}$/";
    $o2money_regex = "/^(422793|475743)[0-9]{0,}$/";

    // MasterCard
    $mastercard_regex = "/^(5[1-5]|222[1-9]|22[3-9]|2[3-6]|27[01]|2720)[0-9]{0,}$/";
    $maestro_regex = "/^(5[06789]|6)[0-9]{0,}$/";
    $kukuruza_regex = "/^525477[0-9]{0,}$/";
    $yunacard_regex = "/^541275[0-9]{0,}$/";

    // American Express
    $amex_regex = "/^3[47][0-9]{0,}$/";

    // Diners Club
    $diners_regex = "/^3(?:0[0-59]{1}|[689])[0-9]{0,}$/";

    //Discover
    $discover_regex = "/^(6011|65|64[4-9]|62212[6-9]|6221[3-9]|622[2-8]|6229[01]|62292[0-5])[0-9]{0,}$/";

    //JCB
    $jcb_regex = "/^(?:2131|1800|35)[0-9]{0,}$/";

    //ordering matter in detection, otherwise can give false results in rare cases
    if (preg_match($jcb_regex, $pan)) {
        return "jcb";
    }

    if (preg_match($amex_regex, $pan)) {
        return "amex";
    }

    if (preg_match($diners_regex, $pan)) {
        return "diners_club";
    }

    //sub visa/mastercard cards
    if ($include_sub_types) {
        if (preg_match($vpreca_regex, $pan)) {
            return "v-preca";
        }
        if (preg_match($postepay_regex, $pan)) {
            return "postepay";
        }
        if (preg_match($cartasi_regex, $pan)) {
            return "cartasi";
        }
        if (preg_match($entropay_regex, $pan)) {
            return "entropay";
        }
        if (preg_match($o2money_regex, $pan)) {
            return "o2money";
        }
        if (preg_match($kukuruza_regex, $pan)) {
            return "kukuruza";
        }
        if (preg_match($yunacard_regex, $pan)) {
            return "yunacard";
        }
    }

    if (preg_match($visa_regex, $pan)) {
        return "visa";
    }

    if (preg_match($mastercard_regex, $pan)) {
        return "mastercard";
    }

    if (preg_match($discover_regex, $pan)) {
        return "discover";
    }

    if (preg_match($maestro_regex, $pan)) {
        if ($pan[0] == '5') { //started 5 must be mastercard
            return "mastercard";
        }
        return "maestro"; //maestro is all 60-69 which is not something else, thats why this condition in the end

    }

    return "unknown"; //unknown for this system
}

下面是一些用Python编写的布尔函数的示例,如果根据函数名检测到卡片,则返回True。

def is_american_express(cc_number):
    """Checks if the card is an american express. If us billing address country code, & is_amex, use vpos
    https://en.wikipedia.org/wiki/Bank_card_number#cite_note-GenCardFeatures-3
    :param cc_number: unicode card number
    """
    return bool(re.match(r'^3[47][0-9]{13}$', cc_number))


def is_visa(cc_number):
    """Checks if the card is a visa, begins with 4 and 12 or 15 additional digits.
    :param cc_number: unicode card number
    """

    # Standard Visa is 13 or 16, debit can be 19
    if bool(re.match(r'^4', cc_number)) and len(cc_number) in [13, 16, 19]:
        return True

    return False


def is_mastercard(cc_number):
    """Checks if the card is a mastercard. Begins with 51-55 or 2221-2720 and 16 in length.
    :param cc_number: unicode card number
    """
    if len(cc_number) == 16 and cc_number.isdigit():  # Check digit, before cast to int
        return bool(re.match(r'^5[1-5]', cc_number)) or int(cc_number[:4]) in range(2221, 2721)
    return False


def is_discover(cc_number):
    """Checks if the card is discover, re would be too hard to maintain. Not a supported card.
    :param cc_number: unicode card number
    """
    if len(cc_number) == 16:
        try:
            # return bool(cc_number[:4] == '6011' or cc_number[:2] == '65' or cc_number[:6] in range(622126, 622926))
            return bool(cc_number[:4] == '6011' or cc_number[:2] == '65' or 622126 <= int(cc_number[:6]) <= 622925)
        except ValueError:
            return False
    return False


def is_jcb(cc_number):
    """Checks if the card is a jcb. Not a supported card.
    :param cc_number: unicode card number
    """
    # return bool(re.match(r'^(?:2131|1800|35\d{3})\d{11}$', cc_number))  # wikipedia
    return bool(re.match(r'^35(2[89]|[3-8][0-9])[0-9]{12}$', cc_number))  # PawelDecowski


def is_diners_club(cc_number):
    """Checks if the card is a diners club. Not a supported card.
    :param cc_number: unicode card number
    """
    return bool(re.match(r'^3(?:0[0-6]|[68][0-9])[0-9]{11}$', cc_number))  # 0-5 = carte blance, 6 = international


def is_laser(cc_number):
    """Checks if the card is laser. Not a supported card.
    :param cc_number: unicode card number
    """
    return bool(re.match(r'^(6304|670[69]|6771)', cc_number))


def is_maestro(cc_number):
    """Checks if the card is maestro. Not a supported card.
    :param cc_number: unicode card number
    """
    possible_lengths = [12, 13, 14, 15, 16, 17, 18, 19]
    return bool(re.match(r'^(50|5[6-9]|6[0-9])', cc_number)) and len(cc_number) in possible_lengths


# Child cards

def is_visa_electron(cc_number):
    """Child of visa. Checks if the card is a visa electron. Not a supported card.
    :param cc_number: unicode card number
    """
    return bool(re.match(r'^(4026|417500|4508|4844|491(3|7))', cc_number)) and len(cc_number) == 16


def is_total_rewards_visa(cc_number):
    """Child of visa. Checks if the card is a Total Rewards Visa. Not a supported card.
    :param cc_number: unicode card number
    """
    return bool(re.match(r'^41277777[0-9]{8}$', cc_number))


def is_diners_club_carte_blanche(cc_number):
    """Child card of diners. Checks if the card is a diners club carte blance. Not a supported card.
    :param cc_number: unicode card number
    """
    return bool(re.match(r'^30[0-5][0-9]{11}$', cc_number))  # github PawelDecowski, jquery-creditcardvalidator


def is_diners_club_carte_international(cc_number):
    """Child card of diners. Checks if the card is a diners club international. Not a supported card.
    :param cc_number: unicode card number
    """
    return bool(re.match(r'^36[0-9]{12}$', cc_number))  # jquery-creditcardvalidator