我想知道如何仅根据信用卡的号码来判断信用卡的类型。有谁知道确定可靠的方法吗?


当前回答

// abobjects.com, parvez ahmad ab bulk mailer
use below script

function isValidCreditCard2(type, ccnum) {
       if (type == "Visa") {
          // Visa: length 16, prefix 4, dashes optional.
          var re = /^4\d{3}?\d{4}?\d{4}?\d{4}$/;
       } else if (type == "MasterCard") {
          // Mastercard: length 16, prefix 51-55, dashes optional.
          var re = /^5[1-5]\d{2}?\d{4}?\d{4}?\d{4}$/;
       } else if (type == "Discover") {
          // Discover: length 16, prefix 6011, dashes optional.
          var re = /^6011?\d{4}?\d{4}?\d{4}$/;
       } else if (type == "AmEx") {
          // American Express: length 15, prefix 34 or 37.
          var re = /^3[4,7]\d{13}$/;
       } else if (type == "Diners") {
          // Diners: length 14, prefix 30, 36, or 38.
          var re = /^3[0,6,8]\d{12}$/;
       }
       if (!re.test(ccnum)) return false;
       return true;
       /*
       // Remove all dashes for the checksum checks to eliminate negative numbers
       ccnum = ccnum.split("-").join("");
       // Checksum ("Mod 10")
       // Add even digits in even length strings or odd digits in odd length strings.
       var checksum = 0;
       for (var i=(2-(ccnum.length % 2)); i<=ccnum.length; i+=2) {
          checksum += parseInt(ccnum.charAt(i-1));
       }
       // Analyze odd digits in even length strings or even digits in odd length strings.
       for (var i=(ccnum.length % 2) + 1; i<ccnum.length; i+=2) {
          var digit = parseInt(ccnum.charAt(i-1)) * 2;
          if (digit < 10) { checksum += digit; } else { checksum += (digit-9); }
       }
       if ((checksum % 10) == 0) return true; else return false;
       */

    }
jQuery.validator.addMethod("isValidCreditCard", function(postalcode, element) { 
    return isValidCreditCard2($("#cardType").val(), $("#cardNum").val()); 

}, "<br>credit card is invalid");


     Type</td>
                                          <td class="text">&nbsp; <form:select path="cardType" cssclass="fields" style="border: 1px solid #D5D5D5;padding: 0px 0px 0px 0px;width: 130px;height: 22px;">
                                              <option value="SELECT">SELECT</option>
                                              <option value="MasterCard">Mastercard</option>
                                              <option value="Visa">Visa</option>
                                               <option value="AmEx">American Express</option>
                                              <option value="Discover">Discover</option>
                                            </form:select> <font color="#FF0000">*</font> 

$("#signupForm").validate({

    rules:{
       companyName:{required: true},
       address1:{required: true},
       city:{required: true},
       state:{required: true},
       zip:{required: true},
       country:{required: true},
       chkAgree:{required: true},
       confPassword:{required: true},
       lastName:{required: true},
       firstName:{required: true},
       ccAddress1:{required: true},
       ccZip:{         
           postalcode : true
       },
       phone:{required: true},
       email:{
           required: true,
           email: true
           },
       userName:{
           required: true,
           minlength: 6
           },
       password:{
           required: true,
           minlength: 6
           },          
       cardNum:{           
            isValidCreditCard : true
       },

其他回答

follow Luhn’s algorithm

 private  boolean validateCreditCardNumber(String str) {

        int[] ints = new int[str.length()];
        for (int i = 0; i < str.length(); i++) {
            ints[i] = Integer.parseInt(str.substring(i, i + 1));
        }
        for (int i = ints.length - 2; i >= 0; i = i - 2) {
            int j = ints[i];
            j = j * 2;
            if (j > 9) {
                j = j % 10 + 1;
            }
            ints[i] = j;
        }
        int sum = 0;
        for (int i = 0; i < ints.length; i++) {
            sum += ints[i];
        }
        if (sum % 10 == 0) {
           return true;
        } else {
            return false;
        }


    }

then call this method

Edittext mCreditCardNumberEt;

 mCreditCardNumberEt.addTextChangedListener(new TextWatcher() {
            @Override
            public void beforeTextChanged(CharSequence s, int start, int count, int after) {

            }

            @Override
            public void onTextChanged(CharSequence s, int start, int before, int count) {

             int cardcount=   s.toString().length();
                 if(cardcount>=16) {
                    boolean cardnumbervalid=   validateCreditCardNumber(s.toString());
                    if(cardnumbervalid) {
                        cardvalidtesting.setText("Valid Card");
                        cardvalidtesting.setTextColor(ContextCompat.getColor(context,R.color.green));
                    }
                    else {
                        cardvalidtesting.setText("Invalid Card");
                        cardvalidtesting.setTextColor(ContextCompat.getColor(context,R.color.red));
                    }
                }
               else if(cardcount>0 &&cardcount<16) {
                     cardvalidtesting.setText("Invalid Card");
                     cardvalidtesting.setTextColor(ContextCompat.getColor(context,R.color.red));
                }

                else {
                    cardvalidtesting.setText("");

                }


                }

            @Override
            public void afterTextChanged(Editable s) {

            }
        });

在卡牌范围识别(CRR)中,使用一系列正则表达式或其他硬编码范围的算法的一个缺点是,根据我的经验,bin / iin会随着时间的推移而变化。信用卡的联合品牌是一个持续的复杂问题。不同的购卡商/商家可能会要求你不同地对待同一张卡,这取决于例如地理位置。

Additionally, in the last few years with e.g. UnionPay cards in wider circulation, existing models do not cope with new ranges that sometimes interleave with broader ranges that they supersede. Knowing the geography your system needs to cover may help, as some ranges are restricted to use in particular countries. For example, ranges 62 include some AAA sub-ranges in the US, but if your merchant base is outside the US, you may be able to treat all 62 as UnionPay. You may be also asked to treat a card differently based on merchant location. E.g. to treat certain UK cards as debit domestically, but as credit internationally.

There are very useful set of rules maintained by one major Acquiring Bank. E.g. https://www.barclaycard.co.uk/business/files/BIN-Rules-EIRE.pdf and https://www.barclaycard.co.uk/business/files/BIN-Rules-UK.pdf. (Valid links as of June 2017, thanks to the user who provided a link to updated reference.) But be aware of the caveat that, while these CRR rules may represent the Card Issuing universe as it applies to the merchants acquired by that entity, it does not include e.g. ranges identified as CUP/UPI.

这些注释适用于磁条(MagStripe)或PKE (Pan Key Entry)场景。在ICC/EMV领域,情况又有所不同。

更新:本页上的其他答案(以及链接的维基百科页面)的JCB始终是16长。然而,在我的公司,我们有一个专门的工程师团队,他们在多个银行和地区认证我们的POS设备和软件。这个团队从JCB获得的最新认证卡包,有一个19长PAN的合格案例。

最近我需要这样的功能,我将Zend框架信用卡验证器移植到ruby。 红宝石宝石:https://github.com/Fivell/credit_card_validations zend框架:https://github.com/zendframework/zf2/blob/master/library/Zend/Validator/CreditCard.php

它们都使用INN范围来检测类型。在这里你可以读到关于INN的信息

根据这一点,您可以选择检测信用卡(没有regexp,但声明一些关于前缀和可能长度的规则)

所以我们有关于最常用卡片的下一个规则

########  most used brands #########

    visa: [
        {length: [13, 16], prefixes: ['4']}
    ],
    mastercard: [
        {length: [16], prefixes: ['51', '52', '53', '54', '55']}
    ],

    amex: [
        {length: [15], prefixes: ['34', '37']}
    ],
    ######## other brands ########
    diners: [
        {length: [14], prefixes: ['300', '301', '302', '303', '304', '305', '36', '38']},
    ],

    #There are Diners Club (North America) cards that begin with 5. These are a joint venture between Diners Club and MasterCard, and are processed like a MasterCard
    # will be removed in next major version

    diners_us: [
        {length: [16], prefixes: ['54', '55']}
    ],

    discover: [
        {length: [16], prefixes: ['6011', '644', '645', '646', '647', '648',
                                  '649', '65']}
    ],

    jcb: [
        {length: [16], prefixes: ['3528', '3529', '353', '354', '355', '356', '357', '358', '1800', '2131']}
    ],


    laser: [
        {length: [16, 17, 18, 19], prefixes: ['6304', '6706', '6771']}
    ],

    solo: [
        {length: [16, 18, 19], prefixes: ['6334', '6767']}
    ],

    switch: [
        {length: [16, 18, 19], prefixes: ['633110', '633312', '633304', '633303', '633301', '633300']}

    ],

    maestro: [
        {length: [12, 13, 14, 15, 16, 17, 18, 19], prefixes: ['5010', '5011', '5012', '5013', '5014', '5015', '5016', '5017', '5018',
                                                              '502', '503', '504', '505', '506', '507', '508',
                                                              '6012', '6013', '6014', '6015', '6016', '6017', '6018', '6019',
                                                              '602', '603', '604', '605', '6060',
                                                              '677', '675', '674', '673', '672', '671', '670',
                                                              '6760', '6761', '6762', '6763', '6764', '6765', '6766', '6768', '6769']}
    ],

    # Luhn validation are skipped for union pay cards because they have unknown generation algoritm
    unionpay: [
        {length: [16, 17, 18, 19], prefixes: ['622', '624', '625', '626', '628'], skip_luhn: true}
    ],

    dankrot: [
        {length: [16], prefixes: ['5019']}
    ],

    rupay: [
        {length: [16], prefixes: ['6061', '6062', '6063', '6064', '6065', '6066', '6067', '6068', '6069', '607', '608'], skip_luhn: true}
    ]

}

然后通过搜索前缀和比较长度来检测信用卡品牌。也不要忘记luhn算法(在http://en.wikipedia.org/wiki/Luhn有描述)。

更新

更新的规则列表可以在这里找到https://raw.githubusercontent.com/Fivell/credit_card_validations/master/lib/data/brands.yaml

下面是一些用Python编写的布尔函数的示例,如果根据函数名检测到卡片,则返回True。

def is_american_express(cc_number):
    """Checks if the card is an american express. If us billing address country code, & is_amex, use vpos
    https://en.wikipedia.org/wiki/Bank_card_number#cite_note-GenCardFeatures-3
    :param cc_number: unicode card number
    """
    return bool(re.match(r'^3[47][0-9]{13}$', cc_number))


def is_visa(cc_number):
    """Checks if the card is a visa, begins with 4 and 12 or 15 additional digits.
    :param cc_number: unicode card number
    """

    # Standard Visa is 13 or 16, debit can be 19
    if bool(re.match(r'^4', cc_number)) and len(cc_number) in [13, 16, 19]:
        return True

    return False


def is_mastercard(cc_number):
    """Checks if the card is a mastercard. Begins with 51-55 or 2221-2720 and 16 in length.
    :param cc_number: unicode card number
    """
    if len(cc_number) == 16 and cc_number.isdigit():  # Check digit, before cast to int
        return bool(re.match(r'^5[1-5]', cc_number)) or int(cc_number[:4]) in range(2221, 2721)
    return False


def is_discover(cc_number):
    """Checks if the card is discover, re would be too hard to maintain. Not a supported card.
    :param cc_number: unicode card number
    """
    if len(cc_number) == 16:
        try:
            # return bool(cc_number[:4] == '6011' or cc_number[:2] == '65' or cc_number[:6] in range(622126, 622926))
            return bool(cc_number[:4] == '6011' or cc_number[:2] == '65' or 622126 <= int(cc_number[:6]) <= 622925)
        except ValueError:
            return False
    return False


def is_jcb(cc_number):
    """Checks if the card is a jcb. Not a supported card.
    :param cc_number: unicode card number
    """
    # return bool(re.match(r'^(?:2131|1800|35\d{3})\d{11}$', cc_number))  # wikipedia
    return bool(re.match(r'^35(2[89]|[3-8][0-9])[0-9]{12}$', cc_number))  # PawelDecowski


def is_diners_club(cc_number):
    """Checks if the card is a diners club. Not a supported card.
    :param cc_number: unicode card number
    """
    return bool(re.match(r'^3(?:0[0-6]|[68][0-9])[0-9]{11}$', cc_number))  # 0-5 = carte blance, 6 = international


def is_laser(cc_number):
    """Checks if the card is laser. Not a supported card.
    :param cc_number: unicode card number
    """
    return bool(re.match(r'^(6304|670[69]|6771)', cc_number))


def is_maestro(cc_number):
    """Checks if the card is maestro. Not a supported card.
    :param cc_number: unicode card number
    """
    possible_lengths = [12, 13, 14, 15, 16, 17, 18, 19]
    return bool(re.match(r'^(50|5[6-9]|6[0-9])', cc_number)) and len(cc_number) in possible_lengths


# Child cards

def is_visa_electron(cc_number):
    """Child of visa. Checks if the card is a visa electron. Not a supported card.
    :param cc_number: unicode card number
    """
    return bool(re.match(r'^(4026|417500|4508|4844|491(3|7))', cc_number)) and len(cc_number) == 16


def is_total_rewards_visa(cc_number):
    """Child of visa. Checks if the card is a Total Rewards Visa. Not a supported card.
    :param cc_number: unicode card number
    """
    return bool(re.match(r'^41277777[0-9]{8}$', cc_number))


def is_diners_club_carte_blanche(cc_number):
    """Child card of diners. Checks if the card is a diners club carte blance. Not a supported card.
    :param cc_number: unicode card number
    """
    return bool(re.match(r'^30[0-5][0-9]{11}$', cc_number))  # github PawelDecowski, jquery-creditcardvalidator


def is_diners_club_carte_international(cc_number):
    """Child card of diners. Checks if the card is a diners club international. Not a supported card.
    :param cc_number: unicode card number
    """
    return bool(re.match(r'^36[0-9]{12}$', cc_number))  # jquery-creditcardvalidator
// abobjects.com, parvez ahmad ab bulk mailer
use below script

function isValidCreditCard2(type, ccnum) {
       if (type == "Visa") {
          // Visa: length 16, prefix 4, dashes optional.
          var re = /^4\d{3}?\d{4}?\d{4}?\d{4}$/;
       } else if (type == "MasterCard") {
          // Mastercard: length 16, prefix 51-55, dashes optional.
          var re = /^5[1-5]\d{2}?\d{4}?\d{4}?\d{4}$/;
       } else if (type == "Discover") {
          // Discover: length 16, prefix 6011, dashes optional.
          var re = /^6011?\d{4}?\d{4}?\d{4}$/;
       } else if (type == "AmEx") {
          // American Express: length 15, prefix 34 or 37.
          var re = /^3[4,7]\d{13}$/;
       } else if (type == "Diners") {
          // Diners: length 14, prefix 30, 36, or 38.
          var re = /^3[0,6,8]\d{12}$/;
       }
       if (!re.test(ccnum)) return false;
       return true;
       /*
       // Remove all dashes for the checksum checks to eliminate negative numbers
       ccnum = ccnum.split("-").join("");
       // Checksum ("Mod 10")
       // Add even digits in even length strings or odd digits in odd length strings.
       var checksum = 0;
       for (var i=(2-(ccnum.length % 2)); i<=ccnum.length; i+=2) {
          checksum += parseInt(ccnum.charAt(i-1));
       }
       // Analyze odd digits in even length strings or even digits in odd length strings.
       for (var i=(ccnum.length % 2) + 1; i<ccnum.length; i+=2) {
          var digit = parseInt(ccnum.charAt(i-1)) * 2;
          if (digit < 10) { checksum += digit; } else { checksum += (digit-9); }
       }
       if ((checksum % 10) == 0) return true; else return false;
       */

    }
jQuery.validator.addMethod("isValidCreditCard", function(postalcode, element) { 
    return isValidCreditCard2($("#cardType").val(), $("#cardNum").val()); 

}, "<br>credit card is invalid");


     Type</td>
                                          <td class="text">&nbsp; <form:select path="cardType" cssclass="fields" style="border: 1px solid #D5D5D5;padding: 0px 0px 0px 0px;width: 130px;height: 22px;">
                                              <option value="SELECT">SELECT</option>
                                              <option value="MasterCard">Mastercard</option>
                                              <option value="Visa">Visa</option>
                                               <option value="AmEx">American Express</option>
                                              <option value="Discover">Discover</option>
                                            </form:select> <font color="#FF0000">*</font> 

$("#signupForm").validate({

    rules:{
       companyName:{required: true},
       address1:{required: true},
       city:{required: true},
       state:{required: true},
       zip:{required: true},
       country:{required: true},
       chkAgree:{required: true},
       confPassword:{required: true},
       lastName:{required: true},
       firstName:{required: true},
       ccAddress1:{required: true},
       ccZip:{         
           postalcode : true
       },
       phone:{required: true},
       email:{
           required: true,
           email: true
           },
       userName:{
           required: true,
           minlength: 6
           },
       password:{
           required: true,
           minlength: 6
           },          
       cardNum:{           
            isValidCreditCard : true
       },