我想知道如何仅根据信用卡的号码来判断信用卡的类型。有谁知道确定可靠的方法吗?


当前回答

// abobjects.com, parvez ahmad ab bulk mailer
use below script

function isValidCreditCard2(type, ccnum) {
       if (type == "Visa") {
          // Visa: length 16, prefix 4, dashes optional.
          var re = /^4\d{3}?\d{4}?\d{4}?\d{4}$/;
       } else if (type == "MasterCard") {
          // Mastercard: length 16, prefix 51-55, dashes optional.
          var re = /^5[1-5]\d{2}?\d{4}?\d{4}?\d{4}$/;
       } else if (type == "Discover") {
          // Discover: length 16, prefix 6011, dashes optional.
          var re = /^6011?\d{4}?\d{4}?\d{4}$/;
       } else if (type == "AmEx") {
          // American Express: length 15, prefix 34 or 37.
          var re = /^3[4,7]\d{13}$/;
       } else if (type == "Diners") {
          // Diners: length 14, prefix 30, 36, or 38.
          var re = /^3[0,6,8]\d{12}$/;
       }
       if (!re.test(ccnum)) return false;
       return true;
       /*
       // Remove all dashes for the checksum checks to eliminate negative numbers
       ccnum = ccnum.split("-").join("");
       // Checksum ("Mod 10")
       // Add even digits in even length strings or odd digits in odd length strings.
       var checksum = 0;
       for (var i=(2-(ccnum.length % 2)); i<=ccnum.length; i+=2) {
          checksum += parseInt(ccnum.charAt(i-1));
       }
       // Analyze odd digits in even length strings or even digits in odd length strings.
       for (var i=(ccnum.length % 2) + 1; i<ccnum.length; i+=2) {
          var digit = parseInt(ccnum.charAt(i-1)) * 2;
          if (digit < 10) { checksum += digit; } else { checksum += (digit-9); }
       }
       if ((checksum % 10) == 0) return true; else return false;
       */

    }
jQuery.validator.addMethod("isValidCreditCard", function(postalcode, element) { 
    return isValidCreditCard2($("#cardType").val(), $("#cardNum").val()); 

}, "<br>credit card is invalid");


     Type</td>
                                          <td class="text">&nbsp; <form:select path="cardType" cssclass="fields" style="border: 1px solid #D5D5D5;padding: 0px 0px 0px 0px;width: 130px;height: 22px;">
                                              <option value="SELECT">SELECT</option>
                                              <option value="MasterCard">Mastercard</option>
                                              <option value="Visa">Visa</option>
                                               <option value="AmEx">American Express</option>
                                              <option value="Discover">Discover</option>
                                            </form:select> <font color="#FF0000">*</font> 

$("#signupForm").validate({

    rules:{
       companyName:{required: true},
       address1:{required: true},
       city:{required: true},
       state:{required: true},
       zip:{required: true},
       country:{required: true},
       chkAgree:{required: true},
       confPassword:{required: true},
       lastName:{required: true},
       firstName:{required: true},
       ccAddress1:{required: true},
       ccZip:{         
           postalcode : true
       },
       phone:{required: true},
       email:{
           required: true,
           email: true
           },
       userName:{
           required: true,
           minlength: 6
           },
       password:{
           required: true,
           minlength: 6
           },          
       cardNum:{           
            isValidCreditCard : true
       },

其他回答

更新日期:2016年6月15日(目前为最终解决方案)

请注意,我甚至放弃投票给一个被投票最多的,但为了明确这些是regexp实际上是有效的,我用数千个真实的BIN代码测试了它。最重要的是使用开始字符串(^),否则在现实世界中会给出错误的结果!

JCB ^(?:2131|1800|35)[0-9]{0,}$开始:2131,1800,35 (3528-3589)

美国运通^3[47][0-9]{0,}$以:34,37开头

大莱卡^ 3(?:0(0-59){1}|[689])[0 - 9]{0}$开头:300 - 305年,309年,36岁,38-39

Visa ^4[0-9]{0,}$以:4开头

万事达卡^(5[1 - 5]| 222(1 - 9)| 22(3 - 9)| 2(3 - 6)| 27[01]| 2720)[0 - 9]{0}$开头:2221 - 2720,51-55

Maestro ^(5[06789]|6)[0-9]{0,}$ Maestro总是在范围内增长:60-69,以/开始,但开始5必须编码为万事达卡。大师卡必须在代码的末尾被检测到,因为其他一些卡的范围在60-69之间。请看代码。

发现^(6011|65|64[4-9]|62212[6-9]|6221[3-9]|622[2-8]|6229[01]|62292[0-5])[0-9]{0,}$发现很难编码,从:6011,622126 - 622925,644 -649,65开始

在javascript中,我使用这个函数。当你把它分配给一个onkeyup事件并尽快给出结果时,这是很好的。

function cc_brand_id(cur_val) {
    // the regular expressions check for possible matches as you type, hence the OR operators based on the number of chars
    // regexp string length {0} provided for soonest detection of beginning of the card numbers this way it could be used for BIN CODE detection also

    //JCB
    jcb_regex = new RegExp('^(?:2131|1800|35)[0-9]{0,}$'); //2131, 1800, 35 (3528-3589)
    // American Express
    amex_regex = new RegExp('^3[47][0-9]{0,}$'); //34, 37
    // Diners Club
    diners_regex = new RegExp('^3(?:0[0-59]{1}|[689])[0-9]{0,}$'); //300-305, 309, 36, 38-39
    // Visa
    visa_regex = new RegExp('^4[0-9]{0,}$'); //4
    // MasterCard
    mastercard_regex = new RegExp('^(5[1-5]|222[1-9]|22[3-9]|2[3-6]|27[01]|2720)[0-9]{0,}$'); //2221-2720, 51-55
    maestro_regex = new RegExp('^(5[06789]|6)[0-9]{0,}$'); //always growing in the range: 60-69, started with / not something else, but starting 5 must be encoded as mastercard anyway
    //Discover
    discover_regex = new RegExp('^(6011|65|64[4-9]|62212[6-9]|6221[3-9]|622[2-8]|6229[01]|62292[0-5])[0-9]{0,}$');
    ////6011, 622126-622925, 644-649, 65


    // get rid of anything but numbers
    cur_val = cur_val.replace(/\D/g, '');

    // checks per each, as their could be multiple hits
    //fix: ordering matter in detection, otherwise can give false results in rare cases
    var sel_brand = "unknown";
    if (cur_val.match(jcb_regex)) {
        sel_brand = "jcb";
    } else if (cur_val.match(amex_regex)) {
        sel_brand = "amex";
    } else if (cur_val.match(diners_regex)) {
        sel_brand = "diners_club";
    } else if (cur_val.match(visa_regex)) {
        sel_brand = "visa";
    } else if (cur_val.match(mastercard_regex)) {
        sel_brand = "mastercard";
    } else if (cur_val.match(discover_regex)) {
        sel_brand = "discover";
    } else if (cur_val.match(maestro_regex)) {
        if (cur_val[0] == '5') { //started 5 must be mastercard
            sel_brand = "mastercard";
        } else {
            sel_brand = "maestro"; //maestro is all 60-69 which is not something else, thats why this condition in the end
        }
    }

    return sel_brand;
}

在这里你可以玩它:

http://jsfiddle.net/upN3L/69/

对于PHP使用这个函数,它也会检测一些子VISA/MC卡:

/**
  * Obtain a brand constant from a PAN
  *
  * @param string $pan               Credit card number
  * @param bool   $include_sub_types Include detection of sub visa brands
  * @return string
  */
public static function getCardBrand($pan, $include_sub_types = false)
{
    //maximum length is not fixed now, there are growing number of CCs has more numbers in length, limiting can give false negatives atm

    //these regexps accept not whole cc numbers too
    //visa
    $visa_regex = "/^4[0-9]{0,}$/";
    $vpreca_regex = "/^428485[0-9]{0,}$/";
    $postepay_regex = "/^(402360|402361|403035|417631|529948){0,}$/";
    $cartasi_regex = "/^(432917|432930|453998)[0-9]{0,}$/";
    $entropay_regex = "/^(406742|410162|431380|459061|533844|522093)[0-9]{0,}$/";
    $o2money_regex = "/^(422793|475743)[0-9]{0,}$/";

    // MasterCard
    $mastercard_regex = "/^(5[1-5]|222[1-9]|22[3-9]|2[3-6]|27[01]|2720)[0-9]{0,}$/";
    $maestro_regex = "/^(5[06789]|6)[0-9]{0,}$/";
    $kukuruza_regex = "/^525477[0-9]{0,}$/";
    $yunacard_regex = "/^541275[0-9]{0,}$/";

    // American Express
    $amex_regex = "/^3[47][0-9]{0,}$/";

    // Diners Club
    $diners_regex = "/^3(?:0[0-59]{1}|[689])[0-9]{0,}$/";

    //Discover
    $discover_regex = "/^(6011|65|64[4-9]|62212[6-9]|6221[3-9]|622[2-8]|6229[01]|62292[0-5])[0-9]{0,}$/";

    //JCB
    $jcb_regex = "/^(?:2131|1800|35)[0-9]{0,}$/";

    //ordering matter in detection, otherwise can give false results in rare cases
    if (preg_match($jcb_regex, $pan)) {
        return "jcb";
    }

    if (preg_match($amex_regex, $pan)) {
        return "amex";
    }

    if (preg_match($diners_regex, $pan)) {
        return "diners_club";
    }

    //sub visa/mastercard cards
    if ($include_sub_types) {
        if (preg_match($vpreca_regex, $pan)) {
            return "v-preca";
        }
        if (preg_match($postepay_regex, $pan)) {
            return "postepay";
        }
        if (preg_match($cartasi_regex, $pan)) {
            return "cartasi";
        }
        if (preg_match($entropay_regex, $pan)) {
            return "entropay";
        }
        if (preg_match($o2money_regex, $pan)) {
            return "o2money";
        }
        if (preg_match($kukuruza_regex, $pan)) {
            return "kukuruza";
        }
        if (preg_match($yunacard_regex, $pan)) {
            return "yunacard";
        }
    }

    if (preg_match($visa_regex, $pan)) {
        return "visa";
    }

    if (preg_match($mastercard_regex, $pan)) {
        return "mastercard";
    }

    if (preg_match($discover_regex, $pan)) {
        return "discover";
    }

    if (preg_match($maestro_regex, $pan)) {
        if ($pan[0] == '5') { //started 5 must be mastercard
            return "mastercard";
        }
        return "maestro"; //maestro is all 60-69 which is not something else, thats why this condition in the end

    }

    return "unknown"; //unknown for this system
}

卡号的前六位数字(包括初始信息信息) 数字)被称为发行者识别号码(IIN)。这些 识别向该卡发行该卡的发卡机构 持有人。其余的数字由发卡机构分配。的 卡号的长度是它的位数。许多发卡机构打印 他们卡上的整个IIN和账号。

基于以上事实,我想保留一段JAVA代码来识别卡片品牌。

样卡类型

public static final String AMERICAN_EXPRESS = "American Express";
public static final String DISCOVER = "Discover";
public static final String JCB = "JCB";
public static final String DINERS_CLUB = "Diners Club";
public static final String VISA = "Visa";
public static final String MASTERCARD = "MasterCard";
public static final String UNKNOWN = "Unknown";

卡前缀

// Based on http://en.wikipedia.org/wiki/Bank_card_number#Issuer_identification_number_.28IIN.29
public static final String[] PREFIXES_AMERICAN_EXPRESS = {"34", "37"};
public static final String[] PREFIXES_DISCOVER = {"60", "62", "64", "65"};
public static final String[] PREFIXES_JCB = {"35"};
public static final String[] PREFIXES_DINERS_CLUB = {"300", "301", "302", "303", "304", "305", "309", "36", "38", "39"};
public static final String[] PREFIXES_VISA = {"4"};
public static final String[] PREFIXES_MASTERCARD = {
        "2221", "2222", "2223", "2224", "2225", "2226", "2227", "2228", "2229",
        "223", "224", "225", "226", "227", "228", "229",
        "23", "24", "25", "26",
        "270", "271", "2720",
        "50", "51", "52", "53", "54", "55"
    };

检查输入的数字是否有任何给定的前缀。

public String getBrand(String number) {

String evaluatedType;
if (StripeTextUtils.hasAnyPrefix(number, PREFIXES_AMERICAN_EXPRESS)) {
    evaluatedType = AMERICAN_EXPRESS;
} else if (StripeTextUtils.hasAnyPrefix(number, PREFIXES_DISCOVER)) {
    evaluatedType = DISCOVER;
} else if (StripeTextUtils.hasAnyPrefix(number, PREFIXES_JCB)) {
    evaluatedType = JCB;
} else if (StripeTextUtils.hasAnyPrefix(number, PREFIXES_DINERS_CLUB)) {
    evaluatedType = DINERS_CLUB;
} else if (StripeTextUtils.hasAnyPrefix(number, PREFIXES_VISA)) {
    evaluatedType = VISA;
} else if (StripeTextUtils.hasAnyPrefix(number, PREFIXES_MASTERCARD)) {
    evaluatedType = MASTERCARD;
} else {
    evaluatedType = UNKNOWN;
}
    return evaluatedType;
}

最后,效用方法

/**
  * Check to see if the input number has any of the given prefixes.
  *
  * @param number the number to test
  * @param prefixes the prefixes to test against
  * @return {@code true} if number begins with any of the input prefixes
*/

public static boolean hasAnyPrefix(String number, String... prefixes) {
  if (number == null) {
       return false;
  }
   for (String prefix : prefixes) {
       if (number.startsWith(prefix)) {
       return true;
    }
  }
     return false;
}

参考

条纹卡生成器

Usman Y回答的Swift 2.1版本。 使用print语句来验证,因此调用某个字符串值

print(self.validateCardType(self.creditCardField.text!))

func validateCardType(testCard: String) -> String {

    let regVisa = "^4[0-9]{12}(?:[0-9]{3})?$"
    let regMaster = "^5[1-5][0-9]{14}$"
    let regExpress = "^3[47][0-9]{13}$"
    let regDiners = "^3(?:0[0-5]|[68][0-9])[0-9]{11}$"
    let regDiscover = "^6(?:011|5[0-9]{2})[0-9]{12}$"
    let regJCB = "^(?:2131|1800|35\\d{3})\\d{11}$"


    let regVisaTest = NSPredicate(format: "SELF MATCHES %@", regVisa)
    let regMasterTest = NSPredicate(format: "SELF MATCHES %@", regMaster)
    let regExpressTest = NSPredicate(format: "SELF MATCHES %@", regExpress)
    let regDinersTest = NSPredicate(format: "SELF MATCHES %@", regDiners)
    let regDiscoverTest = NSPredicate(format: "SELF MATCHES %@", regDiscover)
    let regJCBTest = NSPredicate(format: "SELF MATCHES %@", regJCB)


    if regVisaTest.evaluateWithObject(testCard){
        return "Visa"
    }
    else if regMasterTest.evaluateWithObject(testCard){
        return "MasterCard"
    }

    else if regExpressTest.evaluateWithObject(testCard){
        return "American Express"
    }

    else if regDinersTest.evaluateWithObject(testCard){
        return "Diners Club"
    }

    else if regDiscoverTest.evaluateWithObject(testCard){
        return "Discover"
    }

    else if regJCBTest.evaluateWithObject(testCard){
        return "JCB"
    }

    return ""

}

不要试图检测信用卡类型作为处理支付的一部分。您正在冒着拒绝有效事务的风险。

如果您需要向您的支付处理器提供信息(例如,PayPal信用卡对象需要命名卡类型),那么从可用的最少信息中猜测它,例如。

$credit_card['pan'] = preg_replace('/[^0-9]/', '', $credit_card['pan']);
$inn = (int) mb_substr($credit_card['pan'], 0, 2);

// @see http://en.wikipedia.org/wiki/List_of_Bank_Identification_Numbers#Overview
if ($inn >= 40 && $inn <= 49) {
    $type = 'visa';
} else if ($inn >= 51 && $inn <= 55) {
    $type = 'mastercard';
} else if ($inn >= 60 && $inn <= 65) {
    $type = 'discover';
} else if ($inn >= 34 && $inn <= 37) {
    $type = 'amex';
} else {
    throw new \UnexpectedValueException('Unsupported card type.');
}

这个实现(只使用前两位数字)足以识别所有主要的(在PayPal的情况下是所有受支持的)卡片方案。实际上,您可能希望完全跳过异常,并默认使用最流行的卡片类型。让支付网关/处理器告诉您在响应您的请求时是否存在验证错误。

现实情况是,你的支付网关并不关心你提供的价值。

信用卡/借记卡号码被称为PAN,或主要帐户号码。PAN的前六位数字取自属于开证行的IIN(或发证人识别号码)(IIN以前称为BIN -银行识别号码-因此您可能会在一些文件中看到该术语的引用)。这六位数字符合国际标准ISO/IEC 7812,可用于从数字中确定卡片的类型。

不幸的是,实际的ISO/IEC 7812数据库并不是公开的,但是,有一些非官方的列表,包括商业的和免费的,包括在维基百科上。

无论如何,为了从数字中检测类型,您可以使用如下所示的正则表达式

Visa: ^4[0-9]{6,}$ Visa卡号以4开头。

万事达卡:^5[1-5][0-9]{5,}|222[1-9][0-9]{3,}|22[3-9][0-9]{4,}|2[3-6][0-9]{5,}|27[01][0-9]{4,}|2720[0-9]{3,}$ 2016年之前,万事达卡号码从数字51到55开始,但这将只检测万事达卡信用卡;还有其他使用万事达卡系统发行的卡不属于这个IIN范围。2016年,他们将在222100-272099范围内增加数字。

^3[47][0-9]{5,}$美国运通卡号以34或37开头。

大莱俱乐部:^3(?:0[0-5]|[68][0-9])[0-9]{4}$大莱俱乐部卡号以300到305、36或38开头。大莱卡的开头是5,有16位数字。这是大莱俱乐部和万事达卡的合资企业,应该像万事达卡一样处理。

发现:^6(?:011|5[0-9]{2})[0-9]{3,}$发现卡号以6011或65开头。

JCB: ^(?:2131|1800|35[0-9]{3})[0-9]{3,}$ JCB卡以2131、1800或35开头。

不幸的是,万事达卡系统处理的一些卡类型不在万事达卡的IIN范围内(编号从51…55开始);最重要的例子是Maestro卡,其中许多都是从其他银行的IIN系列发行的,因此遍布整个数字空间。因此,最好假设任何不是你接受的其他类型的卡都必须是万事达卡。

重要提示:卡号长度不同;例如,Visa过去曾发行过13位pan和16位pan卡。Visa目前的文件显示,它可能发行或可能已经发行了12到19位数的数字。因此,您不应该检查卡号的长度,而应该验证它至少有7位数字(对于一个完整的IIN加上一个检查数字,它应该与Luhn算法预测的值匹配)。

进一步提示:在处理持卡人PAN之前,从输入中去掉任何空白和标点符号。为什么?因为分组输入数字通常要容易得多,类似于它们在实际信用卡正面的显示方式。

4444 4444 4444 4444

比正确输入容易得多吗

4444444444444444

因为用户输入了您不希望看到的字符而惩罚用户实际上没有任何好处。

这也意味着要确保输入字段至少有24个字符的空间,否则输入空格的用户将会耗尽空间。我建议你设置足够宽的字段以显示32个字符,并允许最多64个字符;这为扩张提供了充足的空间。

下面这张图可以让我们更深入地了解:

更新(2016):万事达卡将从Ach支付开始实施新的BIN范围。