我意识到WayneM已经声明他知道钱是特定的SQL Server。然而，他问是否有任何理由使用货币而不是十进制，反之亦然，我认为一个明显的原因仍然应该说明，那就是使用十进制意味着如果你不得不改变你的DBMS，它可以减少一件担心的事情——这是可能发生的。

使您的系统尽可能灵活!

基于我个人的专业知识和经验，我想对金钱和数值给出不同的看法。我的观点是金钱，因为我已经用了很长一段时间，从来没有真正使用数值…

资金支持:

Native Data Type. It uses a native data type (integer) as the same as a CPU register (32 or 64 bit), so the calculation doesn't need unnecessary overhead so it's smaller and faster... MONEY needs 8 bytes and NUMERICAL(19, 4) needs 9 bytes (12.5% bigger)... MONEY is faster as long as it is used for it was meant to be (as money). How fast? My simple SUM test on 1 million data shows that MONEY is 275 ms and NUMERIC 517 ms... That is almost twice as fast... Why SUM test? See next Pro point Best for Money. MONEY is best for storing money and do operations, for example, in accounting. A single report can run millions of additions (SUM) and a few multiplications after the SUM operation is done. For very big accounting applications it is almost twice as fast, and it is extremely significant... Low Precision of Money. Money in real life doesn't need to be very precise. I mean, many people may care about 1 cent USD, but how about 0.01 cent USD? In fact, in my country, banks no longer care about cents (digit after decimal comma); I don't know about US bank or other country...

钱反对:

有限的精度。MONEY只有四位数(在逗号之后)精度，所以在进行除法等运算之前必须对其进行转换…但话又说回来，钱不需要这么精确，它是作为货币使用的，而不仅仅是一个数字……

但是…很大，但这里甚至是您的应用程序涉及到真钱，但不要在很多SUM操作中使用它，比如在会计中。如果你用了很多除法和乘法，那么你就不应该用MONEY…

永远不要使用金钱。它不精确，纯粹是垃圾;总是使用十进制/数字。

运行这个来看看我的意思:

DECLARE
    @mon1 MONEY,
    @mon2 MONEY,
    @mon3 MONEY,
    @mon4 MONEY,
    @num1 DECIMAL(19,4),
    @num2 DECIMAL(19,4),
    @num3 DECIMAL(19,4),
    @num4 DECIMAL(19,4)

    SELECT
    @mon1 = 100, @mon2 = 339, @mon3 = 10000,
    @num1 = 100, @num2 = 339, @num3 = 10000

    SET @mon4 = @mon1/@mon2*@mon3
    SET @num4 = @num1/@num2*@num3

    SELECT @mon4 AS moneyresult,
    @num4 AS numericresult

输出:2949.0000 2949.8525

有些人说钱不能一分一分

这是我计算相关性的一个问题，把它换成金钱会得到错误的结果。

select t1.index_id,t2.index_id,(avg(t1.monret*t2.monret)
    -(avg(t1.monret) * avg(t2.monret)))
            /((sqrt(avg(square(t1.monret)) - square(avg(t1.monret))))
            *(sqrt(avg(square(t2.monret)) - square(avg(t2.monret))))),
current_timestamp,@MaxDate
            from Table1 t1  join Table1 t2  on t1.Date = traDate
            group by t1.index_id,t2.index_id

SQLMenace说钱是不精确的。但是你不能把钱乘以/除以钱!3美元乘以50美分等于多少?150 dollarcents ?你用标量乘(除)钱，结果应该是小数。

DECLARE
@mon1 MONEY,
@mon4 MONEY,
@num1 DECIMAL(19,4),
@num2 DECIMAL(19,4),
@num3 DECIMAL(19,4),
@num4 DECIMAL(19,4)

SELECT
@mon1 = 100,
@num1 = 100, @num2 = 339, @num3 = 10000

SET @mon4 = @mon1/@num2*@num3
SET @num4 = @num1/@num2*@num3

SELECT @mon4 AS moneyresult,
@num4 AS numericresult

结果在正确的结果:

moneyresult           numericresult
--------------------- ---------------------------------------
2949.8525             2949.8525

钱是好的，只要你不需要超过4个十进制数字，你要确保你的标量(不代表钱)是小数。

我刚看到这个博客:SQL Server中的金钱vs.十进制。

这基本上是说金钱有一个精确的问题……

declare @m money
declare @d decimal(9,2)

set @m = 19.34
set @d = 19.34

select (@m/1000)*1000
select (@d/1000)*1000

对于货币类型，你将得到19.30而不是19.34。我不确定是否存在将钱分成1000份进行计算的应用场景，但这个示例确实暴露了一些局限性。

You shouldn't use money when you need to do multiplications / divisions on the value. Money is stored in the same way an integer is stored, whereas decimal is stored as a decimal point and decimal digits. This means that money will drop accuracy in most cases, while decimal will only do so when converted back to its original scale. Money is fixed point, so its scale doesn't change during calculations. However because it is fixed point when it gets printed as a decimal string (as opposed to as a fixed position in a base 2 string), values up to the scale of 4 are represented exactly. So for addition and subtraction, money is fine.

小数点内部以10为底表示，因此小数点的位置也以10为底数为基础。这使得它的小数部分准确地代表了它的值，就像货币一样。不同之处在于十进制的中间值可以保持38位的精度。

对于浮点数，值以二进制形式存储，就像它是一个整数一样，并且小数点(或二进制，嗯，)点的位置相对于表示该数字的位。因为它是一个二进制小数点，以10为基数的数字在小数点后失去精度。1/5，或0.2，不能用这种方式精确地表示。货币和十进制都不受这个限制。

将货币转换为十进制，执行计算，然后将结果值存储回货币字段或变量中，这非常简单。

从我的角度来看，我希望发生在数字上的事情不需要太多思考就能发生。如果所有的计算都要转换成十进制，那么对我来说，我只想用十进制。我会保留money字段用于显示。

就尺寸而言，我看不出有多大差别来改变我的想法。Money需要4 - 8个字节，而decimal可以是5、9、13和17。9个字节可以覆盖8个字节的货币所能覆盖的全部范围。索引方面(比较和搜索应该具有可比性)。