我想知道如何仅根据信用卡的号码来判断信用卡的类型。有谁知道确定可靠的方法吗?


当前回答

在javascript中:

function detectCardType(number) {
    var re = {
        electron: /^(4026|417500|4405|4508|4844|4913|4917)\d+$/,
        maestro: /^(5018|5020|5038|5612|5893|6304|6759|6761|6762|6763|0604|6390)\d+$/,
        dankort: /^(5019)\d+$/,
        interpayment: /^(636)\d+$/,
        unionpay: /^(62|88)\d+$/,
        visa: /^4[0-9]{12}(?:[0-9]{3})?$/,
        mastercard: /^5[1-5][0-9]{14}$/,
        amex: /^3[47][0-9]{13}$/,
        diners: /^3(?:0[0-5]|[68][0-9])[0-9]{11}$/,
        discover: /^6(?:011|5[0-9]{2})[0-9]{12}$/,
        jcb: /^(?:2131|1800|35\d{3})\d{11}$/
    }

    for(var key in re) {
        if(re[key].test(number)) {
            return key
        }
    }
}

单元测试:

describe('CreditCard', function() {
    describe('#detectCardType', function() {

        var cards = {
            '8800000000000000': 'UNIONPAY',

            '4026000000000000': 'ELECTRON',
            '4175000000000000': 'ELECTRON',
            '4405000000000000': 'ELECTRON',
            '4508000000000000': 'ELECTRON',
            '4844000000000000': 'ELECTRON',
            '4913000000000000': 'ELECTRON',
            '4917000000000000': 'ELECTRON',

            '5019000000000000': 'DANKORT',

            '5018000000000000': 'MAESTRO',
            '5020000000000000': 'MAESTRO',
            '5038000000000000': 'MAESTRO',
            '5612000000000000': 'MAESTRO',
            '5893000000000000': 'MAESTRO',
            '6304000000000000': 'MAESTRO',
            '6759000000000000': 'MAESTRO',
            '6761000000000000': 'MAESTRO',
            '6762000000000000': 'MAESTRO',
            '6763000000000000': 'MAESTRO',
            '0604000000000000': 'MAESTRO',
            '6390000000000000': 'MAESTRO',

            '3528000000000000': 'JCB',
            '3589000000000000': 'JCB',
            '3529000000000000': 'JCB',

            '6360000000000000': 'INTERPAYMENT',

            '4916338506082832': 'VISA',
            '4556015886206505': 'VISA',
            '4539048040151731': 'VISA',
            '4024007198964305': 'VISA',
            '4716175187624512': 'VISA',

            '5280934283171080': 'MASTERCARD',
            '5456060454627409': 'MASTERCARD',
            '5331113404316994': 'MASTERCARD',
            '5259474113320034': 'MASTERCARD',
            '5442179619690834': 'MASTERCARD',

            '6011894492395579': 'DISCOVER',
            '6011388644154687': 'DISCOVER',
            '6011880085013612': 'DISCOVER',
            '6011652795433988': 'DISCOVER',
            '6011375973328347': 'DISCOVER',

            '345936346788903': 'AMEX',
            '377669501013152': 'AMEX',
            '373083634595479': 'AMEX',
            '370710819865268': 'AMEX',
            '371095063560404': 'AMEX'
        };

        Object.keys(cards).forEach(function(number) {
            it('should detect card ' + number + ' as ' + cards[number], function() {
                Basket.detectCardType(number).should.equal(cards[number]);
            });
        });
    });
});

其他回答

这里有完整的c#或VB代码,用于各种CC相关的东西。

IsValidNumber GetCardTypeFromNumber GetCardTestNumber PassesLuhnTest

这篇文章已经发布了几年,没有任何负面评论。

一个javascript改进的@Anatoliy答案

function getCardType (number) { const numberFormated = number.replace(/\D/g, '') var patterns = { VISA: /^4[0-9]{12}(?:[0-9]{3})?$/, MASTER: /^5[1-5][0-9]{14}$/, AMEX: /^3[47][0-9]{13}$/, ELO: /^((((636368)|(438935)|(504175)|(451416)|(636297))\d{0,10})|((5067)|(4576)|(4011))\d{0,12})$/, AURA: /^(5078\d{2})(\d{2})(\d{11})$/, JCB: /^(?:2131|1800|35\d{3})\d{11}$/, DINERS: /^3(?:0[0-5]|[68][0-9])[0-9]{11}$/, DISCOVERY: /^6(?:011|5[0-9]{2})[0-9]{12}$/, HIPERCARD: /^(606282\d{10}(\d{3})?)|(3841\d{15})$/, ELECTRON: /^(4026|417500|4405|4508|4844|4913|4917)\d+$/, MAESTRO: /^(5018|5020|5038|5612|5893|6304|6759|6761|6762|6763|0604|6390)\d+$/, DANKORT: /^(5019)\d+$/, INTERPAYMENT: /^(636)\d+$/, UNIONPAY: /^(62|88)\d+$/, } for (var key in patterns) { if (patterns[key].test(numberFormated)) { return key } } } console.log(getCardType("4539 5684 7526 2091"))

这是一个php类函数,通过CCnumber返回CCtype。 此代码不验证卡或不运行Luhn算法仅尝试查找基于本页表的信用卡类型。基本上使用CCnumber长度和CCcard前缀来确定CCcard类型。

<?php
class CreditcardType
{
    public static $creditcardTypes = [
        [
            'Name' => 'American Express',
            'cardLength' => [15],
            'cardPrefix' => ['34', '37'],
        ], [
            'Name' => 'Maestro',
            'cardLength' => [12, 13, 14, 15, 16, 17, 18, 19],
            'cardPrefix' => ['5018', '5020', '5038', '6304', '6759', '6761', '6763'],
        ], [
            'Name' => 'Mastercard',
            'cardLength' => [16],
            'cardPrefix' => ['51', '52', '53', '54', '55'],
        ], [
            'Name' => 'Visa',
            'cardLength' => [13, 16],
            'cardPrefix' => ['4'],
        ], [
            'Name' => 'JCB',
            'cardLength' => [16],
            'cardPrefix' => ['3528', '3529', '353', '354', '355', '356', '357', '358'],
        ], [
            'Name' => 'Discover',
            'cardLength' => [16],
            'cardPrefix' => ['6011', '622126', '622127', '622128', '622129', '62213','62214', '62215', '62216', '62217', '62218', '62219','6222', '6223', '6224', '6225', '6226', '6227', '6228','62290', '62291', '622920', '622921', '622922', '622923','622924', '622925', '644', '645', '646', '647', '648','649', '65'],
        ], [
            'Name' => 'Solo',
            'cardLength' => [16, 18, 19],
            'cardPrefix' => ['6334', '6767'],
        ], [
            'Name' => 'Unionpay',
            'cardLength' => [16, 17, 18, 19],
            'cardPrefix' => ['622126', '622127', '622128', '622129', '62213', '62214','62215', '62216', '62217', '62218', '62219', '6222', '6223','6224', '6225', '6226', '6227', '6228', '62290', '62291','622920', '622921', '622922', '622923', '622924', '622925'],
        ], [
            'Name' => 'Diners Club',
            'cardLength' => [14],
            'cardPrefix' => ['300', '301', '302', '303', '304', '305', '36'],
        ], [
            'Name' => 'Diners Club US',
            'cardLength' => [16],
            'cardPrefix' => ['54', '55'],
        ], [
            'Name' => 'Diners Club Carte Blanche',
            'cardLength' => [14],
            'cardPrefix' => ['300', '305'],
        ], [
            'Name' => 'Laser',
            'cardLength' => [16, 17, 18, 19],
            'cardPrefix' => ['6304', '6706', '6771', '6709'],
        ],
    ];

    public static function getType($CCNumber)
    {
        $CCNumber = trim($CCNumber);
        $type = 'Unknown';
        foreach (CreditcardType::$creditcardTypes as $card) {
            if (! in_array(strlen($CCNumber), $card['cardLength'])) {
                continue;
            }
            $prefixes = '/^(' . implode('|', $card['cardPrefix']) . ')/';
            if (preg_match($prefixes, $CCNumber) == 1) {
                $type = $card['Name'];
                break;
            }
        }
        return $type;
    }
}

另一个api解决方案在rapidapi银行卡位数检查有250K+发行卡类型。

只有一个GET rest api请求,并获得发卡机构信息,如:

{ "bin_number": 535177, "bank": "Finansbank A.S.", "scheme": "MASTERCARD", "type": "Debit", "country": "Turkey" }

斯威夫特 5+

extension String {
    
    func isMatch(_ Regex: String) -> Bool {
        
        do {
            let regex = try NSRegularExpression(pattern: Regex)
            let results = regex.matches(in: self, range: NSRange(self.startIndex..., in: self))
            return results.map {
                String(self[Range($0.range, in: self)!])
            }.count > 0
        } catch {
            return false
        }
        
    }
    
    func getCreditCardType() -> String? {
        
        let VISA_Regex = "^4[0-9]{6,}$"
        let MasterCard_Regex = "^5[1-5][0-9]{5,}|222[1-9][0-9]{3,}|22[3-9][0-9]{4,}|2[3-6][0-9]{5,}|27[01][0-9]{4,}|2720[0-9]{3,}$"
        let AmericanExpress_Regex = "^3[47][0-9]{5,}$"
        let DinersClub_Regex = "^3(?:0[0-5]|[68][0-9])[0-9]{4,}$"
        let Discover_Regex = "^6(?:011|5[0-9]{2})[0-9]{3,}$"
        let JCB_Regex = "^(?:2131|1800|35[0-9]{3})[0-9]{3,}$"
        
        if self.isMatch(VISA_Regex) {
            return "VISA"
        } else if self.isMatch(MasterCard_Regex) {
            return "MasterCard"
        } else if self.isMatch(AmericanExpress_Regex) {
            return "AmericanExpress"
        } else if self.isMatch(DinersClub_Regex) {
            return "DinersClub"
        } else if self.isMatch(Discover_Regex) {
            return "Discover"
        } else if self.isMatch(JCB_Regex) {
            return "JCB"
        } else {
            return nil
        }
        
    }
    
}

使用。

"1234123412341234".getCreditCardType()