解决方案:实际有效且适用于所有情况的解决方案:

应该使用offsetBy而不是insetBy。 也应该调用超函数来获取原始的Rect。 Bounds故障。你需要抵消原来的X, Y，边界有X, Y为零。 原始的x, y可以是非零，例如当设置UITextField的leftView时。

示例:

override func textRect(forBounds bounds: CGRect) -> CGRect {
    return super.textRect(forBounds: bounds).offsetBy(dx: 0.0, dy: 4)
}


override func editingRect(forBounds bounds: CGRect) -> CGRect {
    return super.editingRect(forBounds: bounds).offsetBy(dx: 0.0, dy: 4)
}

重写-textRectForBounds:只会改变占位符文本的插入。要改变可编辑文本的插入，你还需要重写-editingRectForBounds:

// placeholder position
- (CGRect)textRectForBounds:(CGRect)bounds {
     return CGRectInset(bounds, 10, 10);
}

// text position
- (CGRect)editingRectForBounds:(CGRect)bounds {
     return CGRectInset(bounds, 10, 10);
}

如果你有一个明确的按钮，接受的答案将不适合你。我们还应该警惕苹果在未来通过调用super来改变事情。

因此，为了确保文本不会与清除按钮重叠，让我们先从super中获取“默认”值，然后根据需要进行调整。

这段代码将在文本框的顶部、左侧和底部添加一个10px的insets:

@interface InsetTextField : UITextField

@end


@implementation InsetTextField

// Placeholder position
- (CGRect)textRectForBounds:(CGRect)bounds {
    CGRect rect = [super textRectForBounds:bounds];
    UIEdgeInsets insets = UIEdgeInsetsMake(10, 10, 10, 0);

    return UIEdgeInsetsInsetRect(rect, insets);
}

// Text position
- (CGRect)editingRectForBounds:(CGRect)bounds {
    CGRect rect = [super editingRectForBounds:bounds];
    UIEdgeInsets insets = UIEdgeInsetsMake(10, 10, 10, 0);

    return UIEdgeInsetsInsetRect(rect, insets);
}

// Clear button position
- (CGRect)clearButtonRectForBounds:(CGRect)bounds {
    CGRect rect = [super clearButtonRectForBounds:bounds];

    return CGRectOffset(rect, -5, 0);
}

@end

注意:UIEdgeInsetsMake接受参数的顺序是:上，左，下，右。

你可以通过使文本字段成为UITextField的子类并覆盖-textRectForBounds:方法来调整文本在文本字段中的位置。

如果你想改变TOP和LEFT缩进只有这样

//占位符

- (CGRect)textRectForBounds:(CGRect)bounds {

CGRect frame = bounds;
frame.origin.y = 3;
 frame.origin.x = 5;
bounds = frame;
return CGRectInset( bounds , 0 , 0 );
}

//文本位置

- (CGRect)editingRectForBounds:(CGRect)bounds {

CGRect frame = bounds;
frame.origin.y = 3;
 frame.origin.x = 5;
bounds = frame;
return CGRectInset( bounds , 0 , 0 );
}

@IBInspectable， @IBDesignable swift类怎么样?

@IBDesignable
class TextField: UITextField {
    @IBInspectable var insetX: CGFloat = 6 {
       didSet {
         layoutIfNeeded()
       }
    }
    @IBInspectable var insetY: CGFloat = 6 {
       didSet {
         layoutIfNeeded()
       }
    }

    // placeholder position
    override func textRectForBounds(bounds: CGRect) -> CGRect {
        return CGRectInset(bounds , insetX , insetY)
    }

    // text position
    override func editingRectForBounds(bounds: CGRect) -> CGRect {
        return CGRectInset(bounds , insetX , insetY)
    }
}

你会在你的故事板中看到这个。

更新- Swift 3

@IBDesignable
class TextField: UITextField {
    @IBInspectable var insetX: CGFloat = 0
    @IBInspectable var insetY: CGFloat = 0

    // placeholder position
    override func textRect(forBounds bounds: CGRect) -> CGRect {
        return bounds.insetBy(dx: insetX, dy: insetY)
    }

    // text position
    override func editingRect(forBounds bounds: CGRect) -> CGRect {
        return bounds.insetBy(dx: insetX, dy: insetY)
    }
}