我们也可以使用numeraljs

数字的格式可以像货币、百分比、时间，甚至是带有小数位数、千位和缩写的普通数字。您可以始终创建自定义格式。

var string = numeral(1000).format('0,0');
// '1,000'

以下是将数字转换为货币格式的简短最佳方法：

function toCurrency(amount){
    return amount.replace(/(\d)(?=(\d\d\d)+(?!\d))/g, "$1,");
}

// usage: toCurrency(3939920.3030);

Numeral.js-一个JavaScript库，通过@adamwdraper轻松设置数字格式

numeral(23456.789).format('$0,0.00'); // = "$23,456.79"

+1向Jonathan M提供原始方法。由于这是一个明确的货币格式化程序，我继续在输出中添加了货币符号（默认为“$”），并添加了一个默认逗号作为千位分隔符。如果您实际上不需要货币符号（或千位分隔符），只需使用“”（空字符串）作为它的参数。

Number.prototype.formatMoney = function(decPlaces, thouSeparator, decSeparator, currencySymbol) {
    // check the args and supply defaults:
    decPlaces = isNaN(decPlaces = Math.abs(decPlaces)) ? 2 : decPlaces;
    decSeparator = decSeparator == undefined ? "." : decSeparator;
    thouSeparator = thouSeparator == undefined ? "," : thouSeparator;
    currencySymbol = currencySymbol == undefined ? "$" : currencySymbol;

    var n = this,
        sign = n < 0 ? "-" : "",
        i = parseInt(n = Math.abs(+n || 0).toFixed(decPlaces)) + "",
        j = (j = i.length) > 3 ? j % 3 : 0;

    return sign + currencySymbol + (j ? i.substr(0, j) + thouSeparator : "") + i.substr(j).replace(/(\d{3})(?=\d)/g, "$1" + thouSeparator) + (decPlaces ? decSeparator + Math.abs(n - i).toFixed(decPlaces).slice(2) : "");
};

我主要基于VisionN的回答：

function format (val) {
  val = (+val).toLocaleString();
  val = (+val).toFixed(2);
  val += "";
  return val.replace(/(\d)(?=(\d{3})+(?:\.\d+)?$)/g, "$1" + format.thousands);
}

(function (isUS) {
  format.decimal =   isUS ? "." : ",";
  format.thousands = isUS ? "," : ".";
}(("" + (+(0.00).toLocaleString()).toFixed(2)).indexOf(".") > 0));

我用输入进行了测试：

[   ""
  , "1"
  , "12"
  , "123"
  , "1234"
  , "12345"
  , "123456"
  , "1234567"
  , "12345678"
  , "123456789"
  , "1234567890"
  , ".12"
  , "1.12"
  , "12.12"
  , "123.12"
  , "1234.12"
  , "12345.12"
  , "123456.12"
  , "1234567.12"
  , "12345678.12"
  , "123456789.12"
  , "1234567890.12"
  , "1234567890.123"
  , "1234567890.125"
].forEach(function (item) {
  console.log(format(item));
});

得到了这些结果：

0.00
1.00
12.00
123.00
1,234.00
12,345.00
123,456.00
1,234,567.00
12,345,678.00
123,456,789.00
1,234,567,890.00
0.12
1.12
12.12
123.12
1,234.12
12,345.12
123,456.12
1,234,567.12
12,345,678.12
123,456,789.12
1,234,567,890.12
1,234,567,890.12
1,234,567,890.13

只是为了好玩。

这可能奏效：

function format_currency(v, number_of_decimals, decimal_separator, currency_sign){
  return (isNaN(v)? v : currency_sign + parseInt(v||0).toLocaleString() + decimal_separator + (v*1).toFixed(number_of_decimals).slice(-number_of_decimals));
}

没有循环，没有正则表达式，没有数组，没有奇异条件。