我主要基于VisionN的回答：

function format (val) {
  val = (+val).toLocaleString();
  val = (+val).toFixed(2);
  val += "";
  return val.replace(/(\d)(?=(\d{3})+(?:\.\d+)?$)/g, "$1" + format.thousands);
}

(function (isUS) {
  format.decimal =   isUS ? "." : ",";
  format.thousands = isUS ? "," : ".";
}(("" + (+(0.00).toLocaleString()).toFixed(2)).indexOf(".") > 0));

我用输入进行了测试：

[   ""
  , "1"
  , "12"
  , "123"
  , "1234"
  , "12345"
  , "123456"
  , "1234567"
  , "12345678"
  , "123456789"
  , "1234567890"
  , ".12"
  , "1.12"
  , "12.12"
  , "123.12"
  , "1234.12"
  , "12345.12"
  , "123456.12"
  , "1234567.12"
  , "12345678.12"
  , "123456789.12"
  , "1234567890.12"
  , "1234567890.123"
  , "1234567890.125"
].forEach(function (item) {
  console.log(format(item));
});

得到了这些结果：

0.00
1.00
12.00
123.00
1,234.00
12,345.00
123,456.00
1,234,567.00
12,345,678.00
123,456,789.00
1,234,567,890.00
0.12
1.12
12.12
123.12
1,234.12
12,345.12
123,456.12
1,234,567.12
12,345,678.12
123,456,789.12
1,234,567,890.12
1,234,567,890.12
1,234,567,890.13

只是为了好玩。

处理货币输出（包括负数）的函数。样本输出：$5.23-$5.23

function formatCurrency(total) {
    var neg = false;
    if(total < 0) {
        neg = true;
        total = Math.abs(total);
    }
    return (neg ? "-$" : '$') + parseFloat(total, 10).toFixed(2).replace(/(\d)(?=(\d{3})+\.)/g, "$1,").toString();
}

function CurrencyFormatted(amount)
{
    var i = parseFloat(amount);
    if(isNaN(i)) { i = 0.00; }
    var minus = '';
    if(i < 0) { minus = '-'; }
    i = Math.abs(i);
    i = parseInt((i + .005) * 100);
    i = i / 100;
    s = new String(i);
    if(s.indexOf('.') < 0) { s += '.00'; }
    if(s.indexOf('.') == (s.length - 2)) { s += '0'; }
    s = minus + s;
    return s;
}

来自WillMaster。

这可能奏效：

function format_currency(v, number_of_decimals, decimal_separator, currency_sign){
  return (isNaN(v)? v : currency_sign + parseInt(v||0).toLocaleString() + decimal_separator + (v*1).toFixed(number_of_decimals).slice(-number_of_decimals));
}

没有循环，没有正则表达式，没有数组，没有奇异条件。

YUI代码库使用以下格式：

format: function(nData, oConfig) {
    oConfig = oConfig || {};

    if(!YAHOO.lang.isNumber(nData)) {
        nData *= 1;
    }

    if(YAHOO.lang.isNumber(nData)) {
        var sOutput = nData + "";
        var sDecimalSeparator = (oConfig.decimalSeparator) ? oConfig.decimalSeparator : ".";
        var nDotIndex;

        // Manage decimals
        if(YAHOO.lang.isNumber(oConfig.decimalPlaces)) {
            // Round to the correct decimal place
            var nDecimalPlaces = oConfig.decimalPlaces;
            var nDecimal = Math.pow(10, nDecimalPlaces);
            sOutput = Math.round(nData*nDecimal)/nDecimal + "";
            nDotIndex = sOutput.lastIndexOf(".");

            if(nDecimalPlaces > 0) {
                // Add the decimal separator
                if(nDotIndex < 0) {
                    sOutput += sDecimalSeparator;
                    nDotIndex = sOutput.length-1;
                }
                // Replace the "."
                else if(sDecimalSeparator !== "."){
                    sOutput = sOutput.replace(".",sDecimalSeparator);
                }
                // Add missing zeros
                while((sOutput.length - 1 - nDotIndex) < nDecimalPlaces) {
                    sOutput += "0";
                }
            }
        }

        // Add the thousands separator
        if(oConfig.thousandsSeparator) {
            var sThousandsSeparator = oConfig.thousandsSeparator;
            nDotIndex = sOutput.lastIndexOf(sDecimalSeparator);
            nDotIndex = (nDotIndex > -1) ? nDotIndex : sOutput.length;
            var sNewOutput = sOutput.substring(nDotIndex);
            var nCount = -1;
            for (var i=nDotIndex; i>0; i--) {
                nCount++;
                if ((nCount%3 === 0) && (i !== nDotIndex)) {
                    sNewOutput = sThousandsSeparator + sNewOutput;
                }
                sNewOutput = sOutput.charAt(i-1) + sNewOutput;
            }
            sOutput = sNewOutput;
        }

        // Prepend prefix
        sOutput = (oConfig.prefix) ? oConfig.prefix + sOutput : sOutput;

        // Append suffix
        sOutput = (oConfig.suffix) ? sOutput + oConfig.suffix : sOutput;

        return sOutput;
    }
    // Still not a number. Just return it unaltered
    else {
        return nData;
    }
}

它需要编辑，因为YUI库是可配置的，比如用“.”替换oConfig.decimalSeparator。

PHP函数“number_format”有一个JavaScript端口。

我发现它非常有用，因为它易于使用，并且对PHP开发人员来说是可识别的。

function number_format (number, decimals, dec_point, thousands_sep) {
    var n = number, prec = decimals;

    var toFixedFix = function (n,prec) {
        var k = Math.pow(10,prec);
        return (Math.round(n*k)/k).toString();
    };

    n = !isFinite(+n) ? 0 : +n;
    prec = !isFinite(+prec) ? 0 : Math.abs(prec);
    var sep = (typeof thousands_sep === 'undefined') ? ',' : thousands_sep;
    var dec = (typeof dec_point === 'undefined') ? '.' : dec_point;

    var s = (prec > 0) ? toFixedFix(n, prec) : toFixedFix(Math.round(n), prec);
    // Fix for Internet Explorer parseFloat(0.55).toFixed(0) = 0;

    var abs = toFixedFix(Math.abs(n), prec);
    var _, i;

    if (abs >= 1000) {
        _ = abs.split(/\D/);
        i = _[0].length % 3 || 3;

        _[0] = s.slice(0,i + (n < 0)) +
               _[0].slice(i).replace(/(\d{3})/g, sep+'$1');
        s = _.join(dec);
    } else {
        s = s.replace('.', dec);
    }

    var decPos = s.indexOf(dec);
    if (prec >= 1 && decPos !== -1 && (s.length-decPos-1) < prec) {
        s += new Array(prec-(s.length-decPos-1)).join(0)+'0';
    }
    else if (prec >= 1 && decPos === -1) {
        s += dec+new Array(prec).join(0)+'0';
    }
    return s;
}

（原文注释栏，包括以下示例和到期信用）

// Formats a number with grouped thousands
//
// version: 906.1806
// discuss at: http://phpjs.org/functions/number_format
// +   original by: Jonas Raoni Soares Silva (http://www.jsfromhell.com)
// +   improved by: Kevin van Zonneveld (http://kevin.vanzonneveld.net)
// +     bugfix by: Michael White (http://getsprink.com)
// +     bugfix by: Benjamin Lupton
// +     bugfix by: Allan Jensen (http://www.winternet.no)
// +    revised by: Jonas Raoni Soares Silva (http://www.jsfromhell.com)
// +     bugfix by: Howard Yeend
// +    revised by: Luke Smith (http://lucassmith.name)
// +     bugfix by: Diogo Resende
// +     bugfix by: Rival
// +     input by: Kheang Hok Chin (http://www.distantia.ca/)
// +     improved by: davook
// +     improved by: Brett Zamir (http://brett-zamir.me)
// +     input by: Jay Klehr
// +     improved by: Brett Zamir (http://brett-zamir.me)
// +     input by: Amir Habibi (http://www.residence-mixte.com/)
// +     bugfix by: Brett Zamir (http://brett-zamir.me)
// *     example 1: number_format(1234.56);
// *     returns 1: '1,235'
// *     example 2: number_format(1234.56, 2, ',', ' ');
// *     returns 2: '1 234,56'
// *     example 3: number_format(1234.5678, 2, '.', '');
// *     returns 3: '1234.57'
// *     example 4: number_format(67, 2, ',', '.');
// *     returns 4: '67,00'
// *     example 5: number_format(1000);
// *     returns 5: '1,000'
// *     example 6: number_format(67.311, 2);
// *     returns 6: '67.31'
// *     example 7: number_format(1000.55, 1);
// *     returns 7: '1,000.6'
// *     example 8: number_format(67000, 5, ',', '.');
// *     returns 8: '67.000,00000'
// *     example 9: number_format(0.9, 0);
// *     returns 9: '1'
// *     example 10: number_format('1.20', 2);
// *     returns 10: '1.20'
// *     example 11: number_format('1.20', 4);
// *     returns 11: '1.2000'
// *     example 12: number_format('1.2000', 3);
// *     returns 12: '1.200'