下面是Patrick Desjardins（别名Daok）代码，添加了一些注释和一些小改动：

/*
decimal_sep: character used as decimal separator, it defaults to '.' when omitted
thousands_sep: char used as thousands separator, it defaults to ',' when omitted
*/
Number.prototype.toMoney = function(decimals, decimal_sep, thousands_sep)
{
   var n = this,
   c = isNaN(decimals) ? 2 : Math.abs(decimals), // If decimal is zero we must take it. It means the user does not want to show any decimal
   d = decimal_sep || '.', // If no decimal separator is passed, we use the dot as default decimal separator (we MUST use a decimal separator)

   /*
   According to [https://stackoverflow.com/questions/411352/how-best-to-determine-if-an-argument-is-not-sent-to-the-javascript-function]
   the fastest way to check for not defined parameter is to use typeof value === 'undefined'
   rather than doing value === undefined.
   */
   t = (typeof thousands_sep === 'undefined') ? ',' : thousands_sep, // If you don't want to use a thousands separator you can pass empty string as thousands_sep value

   sign = (n < 0) ? '-' : '',

   // Extracting the absolute value of the integer part of the number and converting to string
   i = parseInt(n = Math.abs(n).toFixed(c)) + '',

   j = ((j = i.length) > 3) ? j % 3 : 0;
   return sign + (j ? i.substr(0, j) + t : '') + i.substr(j).replace(/(\d{3})(?=\d)/g, "$1" + t) + (c ? d + Math.abs(n - i).toFixed(c).slice(2) : '');
}

这里有一些测试：

// Some tests (do not forget parenthesis when using negative numbers and number with no decimals)
alert(123456789.67392.toMoney() + '\n' + 123456789.67392.toMoney(3) + '\n' + 123456789.67392.toMoney(0) + '\n' + (123456).toMoney() + '\n' + (123456).toMoney(0) + '\n' + 89.67392.toMoney() + '\n' + (89).toMoney());

// Some tests (do not forget parenthesis when using negative numbers and number with no decimals)
alert((-123456789.67392).toMoney() + '\n' + (-123456789.67392).toMoney(-3));

次要变化包括：

移动了一点Math.abs（小数），只有当不是NaN时才能执行。decimal_sep不能再是空字符串（必须使用某种十进制分隔符）我们使用typeof thousand_sep===“undefined”，如How best to determine if a argument is not send to JavaScript function中所建议的不需要（+n||0），因为这是Number对象

JSFiddle公司

主要部分是插入千个分隔符，可以这样做：

<script type="text/javascript">
  function ins1000Sep(val) {
    val = val.split(".");
    val[0] = val[0].split("").reverse().join("");
    val[0] = val[0].replace(/(\d{3})/g, "$1,");
    val[0] = val[0].split("").reverse().join("");
    val[0] = val[0].indexOf(",") == 0 ? val[0].substring(1) : val[0];
    return val.join(".");
  }

  function rem1000Sep(val) {
    return val.replace(/,/g, "");
  }

  function formatNum(val) {
    val = Math.round(val*100)/100;
    val = ("" + val).indexOf(".") > -1 ? val + "00" : val + ".00";
    var dec = val.indexOf(".");
    return dec == val.length-3 || dec == 0 ? val : val.substring(0, dec+3);
  }
</script>

<button onclick="alert(ins1000Sep(formatNum(12313231)));">

Patrick热门答案的CoffeeScript：

Number::formatMoney = (decimalPlaces, decimalChar, thousandsChar) ->
  n = this
  c = decimalPlaces
  d = decimalChar
  t = thousandsChar
  c = (if isNaN(c = Math.abs(c)) then 2 else c)
  d = (if d is undefined then "." else d)
  t = (if t is undefined then "," else t)
  s = (if n < 0 then "-" else "")
  i = parseInt(n = Math.abs(+n or 0).toFixed(c)) + ""
  j = (if (j = i.length) > 3 then j % 3 else 0)
  s + (if j then i.substr(0, j) + t else "") + i.substr(j).replace(/(\d{3})(?=\d)/g, "$1" + t) + (if c then d + Math.abs(n - i).toFixed(c).slice(2) else "")

PatrickDesjardins的回答看起来不错，但我更喜欢简单的JavaScript代码。下面是我刚刚编写的一个函数，用于输入一个数字并以货币格式返回（减去美元符号）：

// Format numbers to two decimals with commas
function formatDollar(num) {
    var p = num.toFixed(2).split(".");
    var chars = p[0].split("").reverse();
    var newstr = '';
    var count = 0;
    for (x in chars) {
        count++;
        if(count%3 == 1 && count != 1) {
            newstr = chars[x] + ',' + newstr;
        } else {
            newstr = chars[x] + newstr;
        }
    }
    return newstr + "." + p[1];
}

Patrick Desjardins（前Daok）的例子对我很有用。如果有人感兴趣，我将其移植到CoffeeScript。

Number.prototype.toMoney = (decimals = 2, decimal_separator = ".", thousands_separator = ",") ->
    n = this
    c = if isNaN(decimals) then 2 else Math.abs decimals
    sign = if n < 0 then "-" else ""
    i = parseInt(n = Math.abs(n).toFixed(c)) + ''
    j = if (j = i.length) > 3 then j % 3 else 0
    x = if j then i.substr(0, j) + thousands_separator else ''
    y = i.substr(j).replace(/(\d{3})(?=\d)/g, "$1" + thousands_separator)
    z = if c then decimal_separator + Math.abs(n - i).toFixed(c).slice(2) else ''
    sign + x + y + z

使用regexp的更快方法：

Number.prototype.toMonetaryString = function() {
  var n = this.toFixed(2), m;
  //var = this.toFixed(2).replace(/\./, ','); For comma separator
  // with a space for thousands separator
  while ((m = n.replace(/(\d)(\d\d\d)\b/g, '$1 $2')) != n)
      n = m;
  return m;
}

String.prototype.fromMonetaryToNumber = function(s) {
  return this.replace(/[^\d-]+/g, '')/100;
}