如果不能使用Commons IO（FileUtils/IOUtils/CopyUtils），下面是一个使用BufferedReader逐行读取文件的示例：

public class StringFromFile {
    public static void main(String[] args) /*throws UnsupportedEncodingException*/ {
        InputStream is = StringFromFile.class.getResourceAsStream("file.txt");
        BufferedReader br = new BufferedReader(new InputStreamReader(is/*, "UTF-8"*/));
        final int CHARS_PER_PAGE = 5000; //counting spaces
        StringBuilder builder = new StringBuilder(CHARS_PER_PAGE);
        try {
            for(String line=br.readLine(); line!=null; line=br.readLine()) {
                builder.append(line);
                builder.append('\n');
            }
        } 
        catch (IOException ignore) { }

        String text = builder.toString();
        System.out.println(text);
    }
}

或者，如果你想要原始速度，我会根据Paul de Vrieze的建议（避免使用StringWriter（内部使用StringBuffer））提出一个变体：

public class StringFromFileFast {
    public static void main(String[] args) /*throws UnsupportedEncodingException*/ {
        InputStream is = StringFromFileFast.class.getResourceAsStream("file.txt");
        InputStreamReader input = new InputStreamReader(is/*, "UTF-8"*/);
        final int CHARS_PER_PAGE = 5000; //counting spaces
        final char[] buffer = new char[CHARS_PER_PAGE];
        StringBuilder output = new StringBuilder(CHARS_PER_PAGE);
        try {
            for(int read = input.read(buffer, 0, buffer.length);
                    read != -1;
                    read = input.read(buffer, 0, buffer.length)) {
                output.append(buffer, 0, read);
            }
        } catch (IOException ignore) { }

        String text = output.toString();
        System.out.println(text);
    }
}

如果需要将字符串转换为没有外部库的特定字符集，则：

public String convertStreamToString(InputStream is) throws IOException {
  try (ByteArrayOutputStream baos = new ByteArrayOutputStream();) {
    is.transferTo(baos);
    return baos.toString(StandardCharsets.UTF_8);
  }
}

这个很好，因为：

它可以安全地处理Charset。您可以控制读取缓冲区的大小。您可以设置生成器的长度，而不必是精确的值。不受库依赖关系的影响。适用于Java 7或更高版本。

怎么做？

public static String convertStreamToString(InputStream is) throws IOException {
   StringBuilder sb = new StringBuilder(2048); // Define a size if you have an idea of it.
   char[] read = new char[128]; // Your buffer size.
   try (InputStreamReader ir = new InputStreamReader(is, StandardCharsets.UTF_8)) {
     for (int i; -1 != (i = ir.read(read)); sb.append(read, 0, i));
   }
   return sb.toString();
}

对于JDK 9

public static String inputStreamString(InputStream inputStream) throws IOException {
    try (inputStream) {
        return new String(inputStream.readAllBytes(), StandardCharsets.UTF_8);
    }
}

这个问题的解决方案不是最简单的，但由于没有提到NIO流和通道，这里有一个使用NIO通道和ByteBuffer将流转换为字符串的版本。

public static String streamToStringChannel(InputStream in, String encoding, int bufSize) throws IOException {
    ReadableByteChannel channel = Channels.newChannel(in);
    ByteBuffer byteBuffer = ByteBuffer.allocate(bufSize);
    ByteArrayOutputStream bout = new ByteArrayOutputStream();
    WritableByteChannel outChannel = Channels.newChannel(bout);
    while (channel.read(byteBuffer) > 0 || byteBuffer.position() > 0) {
        byteBuffer.flip();  //make buffer ready for write
        outChannel.write(byteBuffer);
        byteBuffer.compact(); //make buffer ready for reading
    }
    channel.close();
    outChannel.close();
    return bout.toString(encoding);
}

下面是如何使用它的示例：

try (InputStream in = new FileInputStream("/tmp/large_file.xml")) {
    String x = streamToStringChannel(in, "UTF-8", 1);
    System.out.println(x);
}

对于大型文件，此方法的性能应该很好。

在Groovy中

inputStream.getText()

快速简便：

String result = (String)new ObjectInputStream( inputStream ).readObject();